Pet Supplies and Pet Shop Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Need pet shop insurance now? We can do that!

  • No ambiguity in roles and responsibility with our hassle-free insurance application

  • Lower premiums for pet shops and pet supplies stores

  • With our all-in-one service, we can get you covered!

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

Instant quote »


  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from a shop

General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

Instant quote »


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Pet Shops and Pet Supplies Stores need insurance?

Pet and pet supplies stores need insurance to cover the huge costs and expenses that could otherwise force your business to close. The insurance will cover the costs of expensive lawsuits, property damage, medical expenses, and other covered expenses so you don't have to. And all that's required is a small monthly fee.

What risks do Pet Shops and Pet Supplies Stores face?

Below are some of the risks unique to your business:

One of the pet foods you supplied to your customer has caused their pet to get sick. Because of that, the customer sues your business for the damages.

An employee in the accounting department of your pet and pet supplies store manipulates their payroll to give themselves bonuses that total to $100,000 over the years.

An employee overexerts himself carrying sacks of dog foods. This causes your employee to suffer back injuries and as their employer, your business is responsible for the medical payments of your employee.

How much does Pet Supply and Pet Shop insurance cost?

The cost of insurance for pet and pet supplies stores varies widely depending on the type of coverage selected and the risk factors specific to your business. Without taking these factors into account, below are the average costs of frequently bought insurance for your business:

Business Owners Policy costs $900 in annual premiums. Workers Compensation costs $1300 in annual premiums. General Liability insurance costs $500 in annual premiums.

What Type of Insurance Do Pet Food Manufacturers Need?

Pet food manufacturers generally need two main types of insurance. The first is General Liability. General Liability is going to provide coverage for claims alleging third-party bodily injury or property damage. Vendors, customers, or just visitors in general to your manufacturing plant could slip and fall and become injured in which case the General Liability insurance policy would step in to provide coverage.

The other insurance policy that is critical to pet food manufacturers is Product Liability insurance. Because you are making a product that is being used for the general public, there is always room for error. If the product you manufacture ends up having a defect and causes harm to the pet, you could be in for a lawsuit. Product Liability insurance also can cover instances of having to recall a batch that has been contaminated. Be sure to read your policy so you know what is covered and what is not.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.