Insurance for Paper Based Publishers
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What Insurance Do Paper Based Publishers Need?
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Business Interruption Insurance protects your small business if impacted by a covered risk. It'll cover the costs in replacing lost income and paying for additional expenditures. Also known as Business Interruption Coverage, this policy is usually part of your BOP (Business Owners Policy).
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Frequently Asked Questions
Why do Paper-based Publishers need insurance?
This industry includes businesses that publish books, greeting cards, newspapers, and periodicals. Produced products include encyclopedias, travel guides, technical manuals, electronic and printed news, magazines, scholarly and trade journals. This industry excludes businesses that only publish materials online.
Owning a business can be rewarding but does take a lot of hard work. As a business owner, you are responsible for mitigating the risks of your business and a way to do that is to make sure that your business has insurance. Insurance is your business' best friend as it can pay for the court and defense expenses when faced with a lawsuit, for workers compensation when an employee is unable to work due to an injury, and many other expenses that could otherwise lead your business to bankruptcy without insurance.
What risks do Paper-based Publishers face?
Below are some common risks paper-based publishers can face:
- Because of a recent storm, your business property gets flooded and your equipment and most of your furniture and other property get destroyed.
- The equipment that you use to manufacture the paper-based publications malfunctions. This lowers your productivity level or even forces your business to close temporarily.
- One of your employees gets injured when carrying a pile of books. As their employer, you are responsible for the medical payments of your employee.
How much does insurance for Paper-based Publishers cost?
There is no fixed cost of insurance for paper-based publishers as there are various factors that could affect the cost of your insurance. To find out the cost of your insurance policy fast, apply online and we'll send you your free quote in as little as five minutes.