When you also have equipment or operate from an office
All Basic plan benefits and:
Commercial Property insurance is used to cover your building and its contents from perils such as fire, flood, theft, vandalism, and natural disaster. This insurance will cover the costs for the repair or replacement of the damaged property.
The products your business supplies are your responsibility, so when a customer complains that the product has caused property damage or personal injury you'll be glad to have Product Liability insurance. This insurance will pay for the defense, court fees, and other damages when your business is involved in a product liability claim.
Inland Marine is a type of insurance designed for shipments that do not include ocean transport. This insurance will cover products in transit on land or by air until they reach their final destination.
General Liability insurance covers your business when you are sued for third-party personal injuries, bodily injuries, property damage, advertising mistakes, and other related risks. Insurance will cover the defense and court fees, as well as litigation and judgment awarded by courts and out-of-court settlements.
Businesses in this industry wholesale a wide variety of specialty and common goods. Establishments include, but are not limited to, those that wholesale alcoholic beverages, toys, paint, petroleum, electronics, flowers, chemicals, and stationary.
Wholesalers need insurance because it keeps your business from falling apart when a covered risk happens. Your insurance will pay for the covered costs such as defense and court costs when your business gets sued, or the repair or replacement of damaged property, thereby protecting your business and even your personal assets.
Wholesalers face a unique set of risks, below are some examples:
Your warehouse catches fire and some of your merchandise has been badly damaged.
A batch of your products has been found to be defective. The product has already been sold to the public, therefore a costly product recall is required.
While transporting your merchandise, the truck gets involved in an accident in which some of your products have been destroyed.
The cost of insurance for wholesalers varies as it is usually defined by the size of your business, the number of employees you have, and the coverage needed. If you want to know the cost of your insurance, simply apply online and we'll deliver your free quote in minutes.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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