When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
A Business Owners Policy combines Commercial Property insurance and General Liability insurance into one convenient package. This is great for small to mid-sized businesses as it saves a lot of money compared to buying each insurance policy separately.
Workers Compensation covers the medical expenses, rehabilitation expenses, lost wages, and other expenses to employees who get injured at work. It is a no-fault coverage in which the insurance will kick in regardless of whether the employer or the employee is responsible, and it is state-mandated in some states.
Crime insurance will cover crime-related losses that happen to your business that are not typically covered by your Commercial Property insurance. This insurance covers your business in the case of employee dishonesty, forgery, theft of money and securities, burglary, computer fraud, and other related incidents.
This industry consists of smaller, often specialty, retail stores. This includes stores that retail shoes, window treatment, musical instruments, luggage, leather goods, toys, games, general hardware, home furnishings, and fireworks. Retailed goods can include golf shoes, handbags, blinds, craft supplies, power tools, carpets, picture frames, or low-cost dollar store items.
Your store needs insurance to protect it from the risks that your business can face. The insurance will pay for the covered risks up to its limits, saving you from having to pay for the expenses out of pocket.
Stores have plenty of unique risks. Below are some examples:
The cost of insurance for stores varies due to the fact that there are various factors taken into account to estimate the cost. The most common factors are the size of your business, the number of employees you have, and the coverage required. To find out the cost of your insurance fast, just fill out our online application, and we'll send your quote in minutes.
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