When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance will cover the costs when your business is sued for property damage, bodily injuries, personal injuries, advertising mistakes, and other related incidents. The insurance will cover the defense costs, court costs, and even out-of-court expenses.
Workers Compensation will provide medical and rehabilitation expenses including wage replacement to employees who get sick or injured on the job in exchange for the mandatory relinquishment of their rights to sue your business for negligence. It is a state-mandated insurance that your business is required to have if it meets the minimum requirements of the state.
When your business property gets damaged or destroyed, your commercial property insurance will only cover the repair or replacement of the damaged property. But what about the lost income? Business interruption insurance will cover not just the lost income but the recurring expenses and additional expenses that happen due to a covered disaster.
This industry consists of businesses or individuals that participate in live sporting events. Examples include boxers, race car drivers, figure skaters, golfers, jockeys, tennis players, umpires, sports trainers, greyhound racetracks, snowmobile racetracks, and motorcycle racetracks.
Your business needs insurance as this protects it from the many unforeseen risks that could happen as soon as you open shop. Your insurance will pay for the costs of the covered risk, thereby saving you from paying huge expenses out of your business' pocket.
Spectator sports businesses face their unique share of risks. Below are some examples:
There has been a fight amongst the spectators in the stadium which has caused a lot of damage to your stadium and personal injuries to the spectators.
Your employee gets injured while cleaning the stadium. As their employer, you're responsible for the medical payments of that employee.
Some fans trashed and trampled the stadium out of hatred for the other team.
The cost of insurance for your spectator sports business depends on many factors including the size of the business, the number of employees you have, and the coverage required. If you want to find out the cost of insurance for your business, apply for a free quote online or contact our insurance experts directly.
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