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Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Umbrella Policy adds an extra layer of protection to professionals if a serious event or cumulative claims exhaust your current policy limits. It also covers you for events that would otherwise be excluded from your other policies.
Why do Specialized Training Services need insurance?
Businesses in this industry provide professional, certificate-earning training programs and other forms of development. This industry includes businesses that provide training in quality assurance, truck driving, graphic arts, real estate, aeronautics, computer software, driver education and many different forms of skilled labor apprenticeships.
Even successful businesses face disasters that at any moment can force your business to close. We understand that insurance costs money and while it may seem tempting to cut costs and skip having insurance altogether when faced with a lawsuit you'll understand how important having insurance is. Insurance covers the cost of the expenses when a lawsuit or any other covered risk happens to your business.
What risks do Specialized Training Services face?
Specialized training services face a lot of risks. Below are some examples:
You provide a seminar in which the proprietor complains that they did not get their money's worth, and they sue your business over it.
Due to the intense regimen of your training program, one of your employees suffers a broken arm. As their employer, you are responsible for the medical expenses of your employee.
How much does insurance for Specialized Training Services cost?
The cost of insurance for specialized training services varies due to the fact that your needs are different from other businesses. Without taking your business' needs into account, below is the average cost of insurance policies: