Insurance for Other Specialized Design Services

In this industry, companies provide services such as costume design, jewelry design, fashion design, float design, shoe design, fur design, and textile design.

Specialized design services need insurance because it covers your business from having to pay out-of-pocket expenses for medical payments, property damage and, more importantly, lawsuits. Insurance will cover your business and even your personal assets by paying for the costs when a covered risk occurs.

Specialized design services face a lot of risks. Below are some examples:

• Your employee suffers Repetitive Strain Injury (RSI) due to the workstations not being ergonomic. As their employer, your business is responsible for the medical expenses of your employee.

• A client claims that your business hasn't done what was promised. Although you've demonstrated otherwise, the client still files a lawsuit against your business.

• Your computer suffers a data attack in which your personal and customer data has been stolen.

The cost of insurance for specialized design services varies as the cost relies on the type of services offered, the number of employees you have, the coverage needed, and how much are you willing to pay for it. To find out the cost of your insurance quick, simply apply online and receive a free quote in an instant.