Business Owners Policy (BOP) protects you from business liability and property damage at a lower cost. BOP covers claims resulting from fire, theft & disasters. BOP also covers claims of bodily injury or property damage during your business operations.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Why do Services to Buildings need insurance?
These businesses provide services such as swimming pool and maintenance services, chimney cleaning services, drain or gutter cleaning services, mailbox rental, parcel mailing, and building exterior cleaning (except sandblasting and window cleaning).
Your business needs insurance to protect it from the many known and unknown risks. This makes sure that when a risk like a lawsuit happens, your insurance will be able to protect your business. The insurance will cover the costs including defense fees and court costs up to the limits you select.
What risks do Services to Buildings face?
Below are some common risks that services related to buildings can face:
How much does insurance for Services to Buildings cost?
There is no fixed amount for insurance for services to buildings as insurance carriers have varying factors that help identify the cost. If you want to find out the quote of your insurance fast, simply apply online to receive a free quote or contact our insurance experts directly.