When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability insurance protects your business from the claims involving third-party bodily injury, personal injury, property damage, advertising mistakes, and other related claims. The insurance will cover the cost of the attorney and court fees up to the limits of the policy.
Commercial Auto insurance will provide protection for the vehicle designed for business use against property damage and liability. The insurance will cover you for property damage, liability for bodily injury to others, collision, comprehensive coverage, medical payments, uninsured motorists, and other related coverage.
Workers Compensation is a form of insurance that will provide medical payments, rehabilitation payments, and employees' lost wages to employees who get sick or injured on the job in exchange for the mandatory relinquishment of the employee's rights to sue your business for negligence.
If you provide professional services or advice to your clients, then Professional Liability insurance is a must. If a client sues your business over your work mistakes, negligent services, or failure to perform the contracted work, the insurance will pay for the defense attorney and other legal expenses.
These businesses provide care and treatment for outpatients. Examples of these establishments include outpatient biofeedback centers, pain therapy clinics, community health centers, sleep disorder clinics, mental health clinics, and substance abuse treatment centers.
Your outpatient care center needs insurance as it protects your business from the many known and even unknown risks. These risks could cause your business to lose a lot of money when encountered. A lawsuit, for example, could put a huge dent in your business finances regardless of whether you win or lose. With insurance, the defense and court fees are covered up to the limits you select.
There are many risks outpatient care centers can face. Below are some examples:
A patient claims that the professional services you gave them caused them to suffer more. This leads them to believe that your treatment did not work and therefore decides to file a professional liability claim against your business.
Your nurse catches a communicable disease from one of their patients. As their employer, you are responsible for the nurse's medical expenses.
While running a business errand, your driver gets involved in an accident in which it is proven that your driver is at fault.
There is no fixed cost of insurance for outpatient care centers as the cost heavily depends on the size of your center, the number of employees you have, and the coverage needed. If you want to find out the cost of insurance for your business fast, simply apply online to get a free quote or call our insurance experts direct.
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