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General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Equipment Breakdown Insurance protects your equipment from breakdowns caused by motor burnout, power surges, boiler malfunction, and operating error. It covers you for the costs to replace or repair your damaged equipment, and other related expenses.
Business Interruption Insurance protects your small business if impacted by a covered risk. It'll cover the costs in replacing lost income and paying for additional expenditures. Also known as Business Interruption Coverage, this policy is usually part of your BOP (Business Owners Policy).
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Product Liability insurance covers your business if you need to recall one of your products. It covers your costs for retrieving the defective product from the manufacturer or seller to prevent any further bodily injury or property damage.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Why kinds of Manufacturers is this class considering?
Establishments in this industry manufacture a very large variety of consumer, commercial and industrial goods and products. Businesses in this industry include those that create household items such as brooms or glassware, industrial items such as ampere meters and circuit testers or commercial business items such as pens, easels, and drafting materials. Products can include those that are metal, plastic or chemical-based.
Manufacturers provide more than a million jobs and produce a vast number of products that consumers rely on you to produce. Products range from houseware items to apparel to equipment or tools and even office supplies. As a manufacturer, you often face tight deadlines and high standards for the products you make. It’s easy to push insurance to the bottom of your list, but it is critical to protecting your business, reputation, assets, and employees.
What are the common risks Manufacturers face?
The types of risks you face daily are critical. One wrong move and your business can crumble. Here are some of your unique risks:
How much does Manufacturers Insurance cost?
Insurance costs for manufacturers vary among carriers. They each have a unique set of guidelines they use to calculate premiums. Most will want to know your experience, claims history, manufacturing process, and safety procedures to determine a cost. Request a quote today by completing the manufacturer insurance form below.
How can I reduce my risk in my Manufacturing operations?
Aside from insurance, there are many industry best practices in manufacturing to help reduce risk.