Insurance for Manufacturers

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  • Get back to manufacturing in an instant

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  • Exceptional service from a first-rate insurance provider

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Required coverage against product-related claims

General Liability (GL) + Product Liability

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All Basic plan benefits and:

  • Accidental Contamination
  • Accidental Product Defect
  • Flawed Marketing
  • Product Recall


Get protected against employment-related issues

GL + Product Liability + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Equipment Breakdown, Business Interruption, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Manufacturers face a number of risks every day. To properly protect your business a general liability policy with products and completed operations is important. Some manufacturers may benefit from a business owner’s policy that covers both liability and property risks. If you have employees then worker's compensation is likely required.

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Frequently Asked Questions

Why kinds of Manufacturers is this class considering?

Establishments in this industry manufacture a very large variety of consumer, commercial and industrial goods and products. Businesses in this industry include those that create household items such as brooms or glassware, industrial items such as ampere meters and circuit testers or commercial business items such as pens, easels, and drafting materials. Products can include those that are metal, plastic or chemical-based.

Manufacturers provide more than a million jobs and produce a vast number of products that consumers rely on you to produce. Products range from houseware items to apparel to equipment or tools and even office supplies. As a manufacturer, you often face tight deadlines and high standards for the products you make. It’s easy to push insurance to the bottom of your list, but it is critical to protecting your business, reputation, assets, and employees.

What are the common risks Manufacturers face?

The types of risks you face daily are critical. One wrong move and your business can crumble. Here are some of your unique risks:

  • Product Defects: Even with quality assurance checkpoints in place, some products don’t show their defects until they are in the consumers’ hands. If those defects cause injury or illness, you can be held responsible for damages and end up in the midst of a class action lawsuit.
  • Employee Injury: You rely on your employees to produce your products. If somebody falls and breaks a leg on the plant floor, you are responsible for their time off work and medical payments.
  • Business Interruption: Manufacturers rely on a number of elements to produce quality products. When something goes wrong like a fire, theft, or a delayed delivery, your manufacturing processes can be interrupted. If you’re not producing products, you are not getting paid which makes it difficult to stay afloat.
  • Broken Equipment: You rely heavily on equipment to efficiently manufacture products. With today’s technology like robots and dependence on computers, repairing broken equipment is expensive.
  • Broken Promises: It is common to enter into contracts with vendors and new customers. If you can’t keep up with demand or maintain expectations, they can hold you liable for lost revenue and sales.

How much does Manufacturers Insurance cost?

Insurance costs for manufacturers vary among carriers. They each have a unique set of guidelines they use to calculate premiums. Most will want to know your experience, claims history, manufacturing process, and safety procedures to determine a cost. Request a quote today by completing the manufacturer insurance form below.

How can I reduce my risk in my Manufacturing operations?

Aside from insurance, there are many industry best practices in manufacturing to help reduce risk.

  • Make sure to free the workspace of hazards.
  • Set reasonable customer expectations.
  • Use waivers and disclosure statements when applicable.
  • Set redundant safety procedures and train employees.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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