Insurance for Other Health Practitioners

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Coverage Plans for All Your Needs


Essential coverages for health practitioners

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from a practice

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get covered against errors resulting in bodily injury

Business Owners Policy (BOP) + Medical Malpractice

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All Standard plan benefits and:

  • Errors resulting in bodily injury
  • Medical expenses and personal injury
  • Defense fees
  • Coverage for you, as well as your business (if you own it)


When you have specific requirements

Including Workers Compensation, Business Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

In all health practices there is a risk of providing improper advice or care to a patient, followed by possibly expensive lawsuits. Coverage over your medical practice pays all legal costs, while other property and other policies can keep your office and staff working consistently even in event of a damaging issue.

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Frequently Asked Questions

Why do I need individual Professional Liability policy as a healthcare provider? Won't my employer's policy cover me?

Yes, your employer already has an insurance policy in place, but this may not be enough. Moreover, when you became liable and are sued the employer's insurance will not work in your best interest. Also, there may be gaps in your employer's insurance policy that don´t cover all the risks. For instance, when you receive a lawsuit outside the scope of your job description, your employer can choose not to defend you.

What risks are faced by a healthcare provider?

Depending on the type of healthcare you provide, you can face various malpractice risks. Lawsuits for ineffective treatment, misdiagnosis or wrongful death which can be devastating to your finances. Your patients, the deliverymen or a visitor entering your premises can sue you for slip and fall injuries. Your staff can be injured or ill from repetitive strain injury, catching patient's illness or many other instances.

What happens if a malpractice suit is filed against a healthcare provider?

A medical malpractice suit can be devastating to a healthcare provider. Some medical practitioners chose to move to a different field to deal with the experience and some choose to retire as a malpractice suit could ruin their career. Stress, anxiety, fear and guilt are faced by a healthcare provider during and after the lawsuit along with the costs of defending such a lawsuit can drain their financial resources.

What are health practitioners all about?

Health practitioners are dentists, clinical psychologist, podiatrist, chiropractor, nurse practitioner, midwife or any clinical social worker who is authorized by the state to perform within the scope of their practice as defined by the state law.

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