Insurance for Health and Personal Care Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

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Better, Regardless of Your Size

  • Give us five minutes and we'll send you a free quote for other health and personal care stores

    You read that right, five minutes. That's all the time you need to get a free quote from us. Simply complete our online application and we'll send your free quote in a snap! Once you're satisfied with the quote, you can also purchase your insurance from there, further speeding up the process of buying your insurance online.

  • Easy, fast, and convenient purchase of your insurance policies

    With just the click of a button, you can get a free quote and buy insurance policies from any corner of the world at any point in time. You can also buy insurance through your mobile phone, making it more convenient to purchase even while on the go. Get a free quote today!

  • More affordable monthly fees without sacrificing coverage

    Buying insurance online means you buy the insurance directly from CoverWallet. This means that all your payments go directly toward your insurance as buying it online means that there are no additional fees and distribution costs. This way we get you the best coverage at a low cost, as low as $39/month.

  • Prompt and efficient service for your business

    Need help purchasing your insurance online? Our live chat facility can assist you with your insurance queries. We also have toll-free numbers so you can talk to our insurance experts directly 24/7. Apply today!

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Business Owners Policy

A Business Owners Policy is a special type of insurance that offers Commercial Property insurance and General Liability insurance in one convenient package. This insurance provides protection against property damage and liability claims by paying for the costs of property repair and replacement as well as the costs for attorney fees and court expenses.

Workers Compensation

Workers Compensation is a type of insurance that provides medical benefits, rehabilitation benefits, and payment of lost wages to employees who become sick or injured on the job. The employees are then relinquished of their right to sue your business for negligence.

Crime

Crime insurance is a type of casualty insurance in which your business is protected against business-related crimes such as burglary, extortion, computer fraud, robbery, money and securities theft, and other related crimes.

Product Liability

Product Liability insurance helps cover the costs when a product you've sold or supplied through your business causes someone to become sick, injured, or has destroyed someone else's property. The insurance will cover the legal expenses when your business is sued.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Frequently Asked Questions

Why do Health and Personal Care Stores need insurance?

This industry consists of establishments like convalescent supply stores, prosthetic stores, hearing aid stores, and sick room supply stores.

Your business needs insurance to protect you from having to pay a huge amount of money for medical expenses, third-party property repair or replacement, and most importantly lawsuits. Insurance will cover the costs for covered risks and make sure that you're back on your feet immediately after an incident.

What risks do Health and Personal Care Stores face?

Below are some common risks other health and personal care stores can face:

  • A customer files a slander case against your business because an employee said something that injures your customer's reputation.
  • Your employee gets sick for working too much. As their employer, you are responsible for the medical payments of the employee until they're able to work again.
  • A burglary takes place in your business as a result of which you've lost all the profits that you'd earned that day.

How much does insurance for Health and Personal Care Stores cost?

The cost of insurance for other health and personal care stores varies due to the type of business you have, the size of the business, the number of employees, and your business' unique risks. Without taking these into account, below is the average cost of insurance policies for your business:

  • Business Owners Policy costs $1,000 in average annual premiums.
  • Workers Compensation costs $1,200 in average annual premiums.
  • Product Liability insurance costs $700 in average annual premiums.

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.