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Essential coverages to meet client demands
When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
A Business Owners Policy wraps up the required coverage for your business in one package. It protects your business from major property and liability risks by combining General Liability and Commercial Property in one. Targeted to small to mid-sized businesses, a Business Owners Policy saves you a lot of money compared to buying each insurance policy separately.
General Liability insurance protects your business from common lawsuits that you could encounter. It shields your business from the expenses of claims involving third-party bodily injury, personal injury, property damage, advertising mistakes, libel, slander, etc. The insurance will pay for the cost of the attorney, court fees, medical payments, and other covered expenses.
Workers Compensation is a type of insurance that provides medical benefits to employees who become sick or injured during their workday. This insurance also provides rehabilitation benefits and lost wages to employees that have been injured at work until they recover. The insurance then relinquishes the employee's rights to sue your business for negligence.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
In this industry, workers maintain and repair different types of good and equipments. Find more information by requesting a quote online.
Your business needs insurance because it helps cover the costs of lawsuits, property damage, medical expenses, and other one-time costly expenses. Without insurance, you may have to pay for these costly damages out-of-pocket. Any business can go bankrupt from a liability claim alone.
Below are some examples of risks that goods repair and maintenance can face:
A client entering your office slips on the liquid substance on the floor, which results in an injury that causes the client great pain. The client sues your business as their partner claims that the client has become depressed and experiences suicidal tendencies due to the accident.
One of your employees claims that they should be promoted because they've been in your business for years. They then file a claim against your business because you fail to promote the employee.
Your employee gets injured while doing maintenance work for one of your clients. Since you are the employer, your business is responsible for the medical payments of the employee. If necessary, you'll also be paying for the rehabilitation expenses until they're able to work again.
There is no fixed cost of insurance for goods repair and maintenance as it depends on the specifics of your business. But the price examples below will give you an idea of the average price of insurance for your business:
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