Insurance for Food Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

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Better, Regardless of Your Size

  • Just three minutes and you'll have an insurance quote

    All it takes is just three minutes to get an insurance quote for your food store from us. Then, if you like our rates, simply buy your insurance online, and we'll send your proof of insurance to your inbox as soon as you're done. Apply today!

  • Getting insured does not take a lot of time and effort

    With online applications, you don't have to waste hours traveling to an insurance office only to wait for hours on end just to get insured. Shopping for insurance is not only easy but also convenient as you can get one 24/7 anywhere! You can even use your mobile phone to get insured!

  • Affordable insurance for food stores

    Getting insurance is no longer difficult, just come to CoverWallet. Our economic offers won't compromise coverage because we make sure that all the unique risks of your business are covered. This makes us better than your all-in-one traditional insurance policies. Apply today!

  • All-in-one expert service for food stores

    Lawsuits? We don't care about that. What we care about is how we can protect your business in times like these. So give us a call, and we'll help you find insurance that meets your needs and budget.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

For full liability coverage, food truck owners should purchase a variety of insurance products. It’s important for food truck owners to consider the similarities they share with a restaurant. This will help any owners skeptical of their liability to understand what risks are involved with food truck ownership.

Business Owners Policy

A Business Owners Policy combines the protection from all major property and liability risks in one convenient package. This is perfect for small to mid-sized businesses as you can save more compared to buying each insurance policy separately.

Workers Compensation

Workers Compensation will provide wage replacement and medical benefits to employees injured during the course of their employment in exchange for the mandatory relinquishment of their rights to sue your business for negligence.

Crime

Crime-related losses are not covered by your Commercial Property insurance. This is why you need crime insurance, as this covers your business for crime-related losses such as employee dishonesty, forgery, securities and/or money theft, burglary, and other business-related crimes.

Product Liability

Product Liability insurance protects your business from claims that the products you sold or supplied caused someone to suffer personal injury and/or property damage. This insurance will make sure that if this happens, you won't have to pay for any attorney or court expenses.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Frequently Asked Questions

Why do Food Stores need insurance?

Businesses that fall under this industry, retail goods such as packaged coffee and tea, spices, bottled water, candies, nuts, popcorn, herbal supplements, and vitamins.

Food stores need insurance because it helps with many unforeseen risks without fear of bankruptcy. This is because the insurance will cover the cost of the risks, saving your business from paying these as out-of-pocket expenses.

What risks do Food Stores face?

Below are some common risks food stores can face:

  • The food that you sold has caused someone to suffer food poisoning.
  • Your employee abandoned your food store and took all the money with him.
  • Your employee got sick on the job. As the employer, you are responsible for the employee's medical expenses.

How much does Food Store insurance cost?

The cost of insurance for food stores depends on the size of your business, the number of employees you have and the coverage needed. If you want to know the cost of insurance for your business fast, simply answer a few questions in our online application, and we'll send you a quote in as fast as five minutes.

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.