When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance protects you and your business from claims involving third-party property damage, personal injury, property damage, advertising mistakes, and other related risks. This insurance will cover the cost of attorney fees, court fees, and other related expenses.
Product Liability insurance protects your business against claims of personal injury or property damage due to the products you've sold or supplied through your business. It is designed to cover your business and even personal assets by making sure that if a claim happens, you won't have to pay for any legal or court costs.
Workers Compensation will provide employee benefits in form of medical payments, rehabilitation payments, and payment for lost wages when your employee gets sick or injured due to work-related causes.
Commercial Property insurance covers your business' property from damage due to a covered loss. The covered loss can be fire, flood, theft, vandalism, and natural disasters. The insurance covers not just the building (rented or owned), but also the contents in and outside of the building.
In this industry, workers prepare and serve snacks and non-alcoholic beverages. Examples include beverage bars, bagel shops, pretzel shops, cookie shops, coffee shops, and ice cream parlors.
In the event of medical responsibility, a lawsuit or equipment malfunctions, you'll be glad to have insurance. Insurance protects your business from the many known and unknown risks. Insurance will pay the costs of covered expenses, so you don't have to.
Below are some common risks that food establishments can face:
There are a lot of factors that determine the cost of insurance for food establishments. These include the size of your business, the number of employees you have and the coverage required. Without taking these into account, below is the average cost of some of the most common insurance policies for your business:
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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