Insurance for Food Establishments

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get a fast, free quote for your insurance policies

  • Insurance quotes and applications have never been easier

  • Affordable insurance for other food establishments

  • All-in-one professional service for food establishments

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Commercial Auto, Product Liability, etc.

Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Food Establishments need insurance?

In this industry, workers prepare and serve snacks and non-alcoholic beverages. Examples include beverage bars, bagel shops, pretzel shops, cookie shops, coffee shops, and ice cream parlors.

In the event of medical responsibility, a lawsuit or equipment malfunctions, you'll be glad to have insurance. Insurance protects your business from the many known and unknown risks. Insurance will pay the costs of covered expenses, so you don't have to.

What risks do Food Establishments face?

Below are some common risks that food establishments can face:

  • A customer suffers from food poisoning from the food you serve. It is later proven that there were bacteria in the food you served which caused the illness.
  • While in the kitchen, your worker slipped and fell. Your employee suffers injuries and you are responsible for the expenses.
  • Your kitchen catches fire, destroying some of your equipment in the process. This also puts your business at a halt, lowering your income for the day.

How much does insurance for Food Establishments cost?

There are a lot of factors that determine the cost of insurance for food establishments. These include the size of your business, the number of employees you have and the coverage required. Without taking these into account, below is the average cost of some of the most common insurance policies for your business:

  • General Liability insurance costs $500 in annual premiums.
  • Commercial Property insurance costs $700 in annual premiums.
  • Workers' Compensation insurance costs $1300 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.