When your business provides professional services and advice, Professional Liability (E&O) insurance protects it in the event your client sues for negligence because your work doesn't meet their expectation. The insurance will cover defense fees, court costs, and other related expenses if your business is sued for a covered risk.
General Liability insurance protects your business from lawsuits involving third-party personal injury, bodily injuries, advertising mistakes, libel, slander, and other related risks. The insurance will protect your business by covering the defense costs, attorney fees, litigations and judgments awarded by courts.
Cyber Liability insurance will protect your business from the risks of a data breach where your customers' personal information, like social security and credit card numbers, is stolen and exposed to the public. The insurance will cover the notification costs, the cost of regulatory investigation, business interruption, data loss, system recovery, and other related expenses.
Workers' Compensation provides medical and rehabilitation expenses and payment for lost wages to employees who become sick or injured at work. It is a faultless insurance wherein even if it is the employee's fault the insurance can still be claimed. When this insurance is provided, employees relinquish their right to sue you for employer negligence when these events occur.
In this industry, workers provide computer disaster recovery and software installation services.
Unfortunately, bad things can happen, even to the most prominent businesses. That is why you need insurance to protect your business from the risks that it can encounter. A lawsuit, for example, can put a huge dent in your business finances regardless of whether you win or lose. When you have insurance, the defense costs, court fees, litigation and judgments awarded by courts are all covered. All you have to do is pay a small monthly fee to protect your business.
Your business faces a unique set of risks. Below are some examples:
The cost of insurance for computer-related services will rely mainly on the coverage required, the number of employees and the size of your business. If you want to find out the cost of your insurance quickly, simply apply online to receive a free quote or call our insurance experts.
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