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When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance is a must-have for every business. It protects your business from many liability risks that your company may encounter. This includes property damage, third-party bodily injury, third-party physical injury, advertising mistakes, and other related risks. The insurance covers the cost of medical fees, defense and court fees and other covered expenses.
Commercial Auto insurance provides financial protection for the vehicle you use for business purposes and the drivers when they are involved in on-the-job collisions. The insurance will pay for the cost to repair the vehicle, the medical payments, and other related expenses regardless of fault.
Workers' Compensation provides cash benefits or medical expenses to employees who become ill or injured as a direct result of their job. This is regardless of who is at fault during the accident. It is state-mandated which your business must have if you meet the minimum state-required number of employees.
Business Interruption insurance will cover the loss of income that your business suffers after a disaster-related business closing. The insurance will not just cover lost income, but also the recurring expenses such as your monthly bills and the employee wages, the expense of moving to a temporary location and additional expenses to help get you back to business.
Companies in this industry provide a range of services, including housing assistance and home repair or construction for low-income families, the elderly or disabled. Examples of these establishments include short-term emergency shelters for victims of domestic abuse, homeless shelters, or low-income homes. These businesses may also provide household supplies or furnishings for low-income families.
Your business needs insurance because it has its own set of risks. These risks can instantly destroy your company. Insurance protects it from the costly medical fees, lawsuits, and other expenses by covering certain risks. This means that your business and even personal assets are protected.
Community housing services face plenty of unique risks. Below are some examples:
The cost of insurance for community housing services will depend on the size of the business, the number of employees and the coverage needed. Without taking these into account, below is the average cost of insurance for your business:
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.