Insurance for One-Hour Photofinishing

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Frequently Asked Questions

Why do One-Hour Photofinishing businesses need insurance?

These establishments are committed to developing films, slides, and other printed materials in a short period of time.

One-hour photo finishing businesses need insurance to protect the business from many unforeseen risks. This makes sure that your business assets are protected as the insurance will cover the costs until it has reached its limits.

What risks do One-Hour Photofinishing businesses face?

Your business is prone to many unique risks. Below are some examples:

  • Your client isn't satisfied with the results of the photographs you processed. He then files a claim against your business.
  • Your business location catches fire. This causes your business to suspend for a day, losing a day's worth of income in the process.

How much does insurance for a One-Hour Photofinishing business cost?

The cost of insurance for a one-hour photo finishing business depends on the size of the business, the coverage required and other related criteria. Without taking these into account, below is the average cost of insurance policy for your business:

  • General Liability insurance costs $500 annually.
  • Business Owners Policy (BOP) costs $900 annually.
  • Professional Liability insurance costs $1000 annually.

Are You Ready to Get Covered?

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