Covers your products, materials and equipment that are transported over land (truck or train), or while they're in a warehouse. If involved in a collision, mishandling or cargo theft, Inland Marine Insurance covers the transported goods.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Why do Moving companies need insurance?
Movers carry their clients' personal property. When your business is in an accident, you will face a lot of liability claims and possible medical payments. If you don't have insurance, you'll pay these expenses out of your business pocket. But when you have insurance, the insurance will cover the costs for these risks up to your set limits.
What risks do Moving companies face?
Moving companies face plenty of unique risks. Below are some examples:
How much does Moving Insurance for movers cost?
The cost of Moving Insurance depends mostly on the size of your moving business, the number of employees and the coverage needed. Without taking these into account, below is an average cost of insurance policies for your business:
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