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Essential coverages to meet client demands
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Commercial Property insurance protects your business's physical assets against fire, flood, explosions, theft, vandalism and other related risks. It covers your building and everything stored inside it including your computers, important documents, inventory, furniture, and equipment. After a covered event, you will have repairs and replacements paid for by your policy.
General Liability insurance protects your business from financial liabilities that result from third-party property damage, bodily injury, personal injury, libel, slander, and other related risks. The insurance will cover the medical costs, legal defense fees and court costs up to the coverage limits you select.
Workers' Compensation insurance covers medical expenses, rehabilitation costs and lost wages to employees who got sick or injured on the job. The coverage is in effect regardless of whether the employer or employee is at fault. The employee will receive the benefits in exchange for the relinquishment of the right to sue for employer negligence.
When your insurance policies have reached their limits, Umbrella Insurance will save the day. Umbrella Insurance sits on top of your purchased insurance policies so when it has reached its limits, your business is still protected. Umbrella Insurance will kick in when the other limits are reached, adding more coverage on top of your existing policies.
Establishments in the motion picture theater industry provide motion picture and film viewing services. Businesses include drive-ins, small and large movie theaters and stock footage film libraries. Businesses may also specialize in film distribution and may host film festivals or movie exhibitions or premiers.
Movie theaters need insurance to protect the business from the many known and unknown risks. If your business encounters risks like a fire, an employee or customer injury or a liability claim, it will cost your business a lot of out-of-pocket expenses. With insurance, these risks are covered, so any big and immediate expenses won't be a problem. The insurance will cover the expenses until it reaches its limits.
Below are some of the common risks movie theaters can face:
There is no fixed cost of insurance for movie theaters. Each insurance carrier will have its own set of criteria to determine the cost of a policy. Without taking criteria into account, below are some average costs of insurance policies for movie theaters:
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