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Essential coverages to meet client demands
When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Business Owners Policy combines Commercial Property and General Liability insurance in one package. You can also add more coverage like Business Interruption or Cyber Liability protection if you prefer. The advantage is that you save more compared to buying each insurance policies.
When you have employees, Workers' Compensation is mandatory. A state-mandated insurance, Workers' Compensation provides benefits to workers who become ill or injured as a result of their job. The benefits could be cash, lost wage, medical expenses, and rehabilitation benefits, and in case of the accidental death of an employee, the benefits to their dependents.
Business Interruption insurance covers loss of income suffered after a covered disaster that causes you to close. This can be theft, fire, flood and natural disaster. The insurance will cover for the profits you would have earned if the incident did not happen, your normal operating expenses like employee wages and monthly bills and the expense of moving to a temporary location.
Product Liability insurance will provide coverage against losses that your mobile home dealership will suffer due to a product recall or a defective product sold. There could be liability claims because the product sold or supplied by your business caused your client to suffer financial harm or bodily injuries.
These establishments are involved in retailing new and used mobile homes, including parts and equipment.
As a mobile home dealer, you face the responsibility of providing quality pre-fabricated homes expected to stand the test of time. When something goes wrong and it is proven that the mobile home you sold is the culprit, you'll face a liability lawsuit that could potentially drain your business finances. With insurance, the defense costs are covered up to the limits of the policy. And all it requires is for you to pay a small monthly fee.
As a dealer of mobile homes, your business faces a lot of unique risks. Below are some examples:
There is no fixed cost of insurance for mobile home dealers because there are various criteria insurance carriers look for to identify the cost of your insurance policy. To find out the cost of your insurance policy, you can get a fast free quote online in just a few minutes, or talk directly to our insurance experts.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.