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Essential coverages to meet client demands
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance provides coverage against claims of third-party property damage, injury, advertising mistakes and more. General Liability insurance will cover the defense costs brought forth in a lawsuit, including attorney fees, investigation costs, and other related expenses. The insurance can still protect your business even if the liability case is groundless.
Surety Bond is a contract that assures that a project is completed according to contract. There are three parties involved: 1) the contractor 2) the owner 3) the insurance company providing the surety bond. Surety Bonds only kick in if you fail to meet requirements. Surety Bond will step in to make sure that the project is completed up to the limits of the surety bond.
When accidents happen in your business, you'll be glad to have Workers' Compensation. Workers' Compensation insurance covers injuries that happen in the workplace. It pays medical expenses when an employee is sick or injured on the job and often lost wages until they return to work. This insurance then protects your business from lawsuits that stem from the injuries.
Professional Liability (E&O) insurance provides coverage against claims of actual or alleged errors, omissions, negligence, breach of contract and other similar events. These claims result in your client losing money or encounter any other risks. The insurance policy will cover the defense costs, settlements, and judgments.
Like any other business, masonry contractors need a variety of insurance to protect not only the business but your employees as well. The insurance will cover the cost for the risks that your business might be involved in like an accident and the costly lawsuits. This makes sure that your business assets are protected when a covered risk occurs by paying for the medical expenses, attorney fees, and court costs.
Below are some examples of risks that masonry contractors can face:
There is no fixed cost of insurance for masonry contractors as insurance carriers will check for the size of your business, the coverage required and the number of employees you have to get the cost of your insurance policy. However, to give you an idea below is the average cost of the frequently bought insurance policies for masonry contractors:
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