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Essential coverages to meet client demands
Professional Liability (E&O) insurance is a type of liability insurance that helps protect your business from an error in the services you provide. This could include a mistake in the professional advice, an omission, or failure to deliver the contracted services.
A must-have insurance for your marketing research services, General Liability insurance will protect your business and employees from claims of third-party property damage, third-party personal injury, advertising mistakes, and other related risks. The policy shields you from the expense of attorney fees, out-of-court settlements, litigations and judgments awarded by courts.
Your business gathers required client data. When this is stolen, hacked or breached, Cyber Liability insurance is key. This insurance protects against data breach where clients' sensitive information is stolen by hackers or criminals who gained access to your network. The insurance will cover the cost of client notification, credit monitoring and a variety of expenses related to a data breach.
Your Commercial Property insurance only pays to repair or replace property that is damaged due to a covered disaster. However, Business Interruption insurance covers lost income. The insurance will cover the loss of income that your business suffers after a disaster including recurring expenses like electricity bills, employee wages and the cost of moving to a temporary location.
In this industry, establishments primarily gather public opinion data. Services include broadcast media rating, political opinion polling, marketing analysis or research, statistical sampling, and opinion research.
Marketing research services help reveal competitors' marketing strategies, product services, and target audience to beat their competitors. If there is an error done by your business that leads your client to a large financial loss, you'll be at risk of a lawsuit. A lawsuit alone could cost all your business and even personal assets when you don't have insurance. But with insurance, these are covered and all it requires is a small monthly fee to protect your business.
Marketing research services face many unique sets of risks, below are some examples:
There is no fixed cost of insurance for marketing research services. Insurance companies will determine the cost of your insurance policies from the size of your business, the number of employees you have and the coverage required. If you want to find out the cost of insurance policies for your business, apply online to get a free quote or talk directly to our insurance experts.
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