Marina Insurance

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Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Inclduing Business Interruption, Commercial Auto, etc.

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Frequently Asked Questions

Why do Marinas need insurance?

This industry is made up of businesses that operate docking and/or storage facilities for pleasure craftworkers. These businesses are more commonly know as marinas and may also sell fuel and marine supplies and/or repair, maintain and rent pleasure boats.

Marinas need insurance to protect the business from known and unknown risks that it may encounter. Insurance covers risk that occur, like a liability lawsuit. You won't pay for the attorney and court fees out of your pocket. The insurance will pay for these and all you have to do is pay a small monthly fee for the coverage itself.

What risks do Marinas face?

Around 75% of marinas in the U.S. lack an adequate risk-management process. Many of these fail to understand the importance of insurance. Below are some of the risks marinas can face:

  • Marinas are full of boats, including flammable materials like wood, fiberglass, rubber, and gasoline for fuel. When these boats are stored, it could generate heat especially during hot climates; thus the possibility of burning your entire marinas is high. And when it happens, make sure that you have adequate insurance.
  • Being on the water, your business faces a risk of getting damaged by storms. Other than quality materials that would be able to withstand hurricane-force winds, you need adequate insurance so when a storm happens, recovering will be a lot easier.

How much does the Marina Insurance cost?

The cost of insurance for marinas will rely upon the size of your business, the number of employees you own and the coverage required. To find out the cost of the insurance policy for your business, apply for a free quote online or talk to one of our insurance experts.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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