When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance covers costs to replace or fix damage to a customer’s property, or medical and other expenses resulting from a third party being injured because of your services.
When a customer sues your business because an employee stole their property, you need special coverage to pay the costs, and Fidelity Bond covers this. Some companies add this coverage as an endorsement to their General Liability or Business Owners Policy (BOP).
Commercial Auto insurance covers costs associated with car accidents, including damage to your company vehicle and liability for injury or property damage.
Many states require Workers' Compensation insurance once you have a minimum of employees (the minimum number varies by state). It pays medical expenses and lost wages when employees suffer an injury at work.
If employees use personal vehicles to travel to jobs and cause an accident, third parties can still file a lawsuit against your maid services business. Hired & Non-Owned Auto insurance is an extra layer of coverage that pays the associated costs, like property damage, settlements, and defense.
More and more Americans rely on house cleaning or maid services to help maintain household cleanliness. As a maid services business owner, providing quality cleaning services is a top priority. But running a business also means you are responsible for operational decisions like buying insurance.
Customers trust you and your employees with their most valuable assets which open the door to numerous risks. Buying insurance is a key way to protect you from risks, lawsuits, and claims against your maid services business.
While this list is short, it is important to understand what your business can be financially responsible for. Not having the right insurance could force you out of business.
Depending on the type of coverage and insurer, insurance for maids varies. Many insurers review your policies and procedures for hiring, whether you use contracts, past claims history, and length of time in business to calculate risk and premium. You can receive a free insurance quote now by completing the form.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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