Archive & Library Insurance

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Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a building

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Professional Liability, Cyber Liability, etc.

From
___
Month
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We've Got You Covered with Coverage You Need

Commercial Property

Commercial Property insurance insures your business against the damage to the building and its contents due to a fire, flood, theft, vandalism, earthquake and other natural disasters. It covers the repair or replacement of the damaged property and all of the contents inside.

Business Interruption

Your Commercial Property insurance only covers property loss or damage, but what about the income that your business loses? Business Interruption insurance will cover income loss due to a disaster-related closing of your libraries and archives. The insurance can also cover for recurring expenses like employee wages, monthly bills and the expense of moving to a temporary location.

Workers Compensation

Workers' Compensation will pay for the medical fees and rehabilitation fees for employees who become sick or injured on the job. This benefit is offered in exchange for the mandatory relinquishment of employee rights to sue your business for negligence.

General Liability

General Liability insurance covers the expenses related to claims of third-party injuries, third-party property damage, slander, libel, advertising mistakes, and other related risks. It covers the expenses of some of the most common lawsuits that can happen to your business.

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Frequently Asked Questions

Why do Libraries and Archives need insurance?

These businesses are involved in the maintenance and facilitation of collected documents. They also acquire, preserve, and store the documents, so that the public can access them.

Insurance is one of the last things library owner think about until a lawsuit or disaster actually happens. However, imagine you have to pay for the damage from a slip-and-fall claim. Insurance will cover your business assets by paying for the attorney fees, court fees, medical fees, and other expenses covered by your library insurance plans.

What risks do Libraries and Archives face?

As libraries and archives, your business faces a unique set of risks, below are some of those:

  • Your libraries and archives could catch fire, destroying most of your books and archived documents.
  • Your librarian could become sick or injured on the job.
  • A client entering your store trips on a set of loose cables that causes him/her to suffer injuries.

How much does the Archive & Library Insurance cost?

The insurance for libraries and archives depends on the size of the libraries and archives, the number of employees and the coverage required. To find out the cost of insurance for your libraries and archives, apply online to get a free quote or talk to our insurance experts on the phone.

Peace of Mind, At Your Fingertips

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