Insurance for Lawyers & Attorneys

Get business insurance with optimized coverage to meet your exact needs

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What Insurance Do Lawyers & Attorneys Need?

Business Owners Policy (BOP)

Business Owners Policy (BOP) protects you from business liability and property damage at a lower cost. BOP covers claims resulting from fire, theft & disasters. BOP also covers claims of bodily injury or property damage during your business operations.

Directors and Officers (D&O)

Directors and Officers Insurance (D&O) protects you against claims made against you and others heads of your company. D&O will protect your and your spouse's personal assets if personally sued for acts in managing your company.

Professional Liability

Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused somebody financial loss. PLI covers your legal defense costs, damages and settlements.

General Liability

General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.

Workers Compensation

Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!

Cyber Liability

Cyber Liability Insurance protects you from the theft of sensitive data. If you suffer a data breach or software attack, Cyber Liability Insurance will cover the costs of notifying and restoring affected customers, recovering data and repairing security systems.

Frequently Asked Questions

Are lawyers required to have Malpractice insurance?

Many states have instituted minimum liability requirements for a law practice, and the trend is toward all states eventually mandating it. If the insurance coverage is not yet required, some states are requiring lawyers to disclose to clients whether or not they're carrying malpractice insurance.

Do I need Malpractice Insurance as Attorney?

If you have started your own firm, or work independently it is highly recommended to carry this coverage. The carrier protection alotted can make the difference between adequately defending accusations against you and your professional activities, and not having the resources to stop blemishes from being etched into your professional history.

My employees use their private car to go to the court. How can I insure them?

If your employees use their cars to go to court, their personal insurance policy will not always cover an accident on the job. Give them Commercial Auto insurance as it is likely to cover an accident on the job and has better coverage and higher limits.

Do I need Workers Compensation?

While legal work doesn't seem to have a high chance of on-the-job injuries, accidents do happen. It is important to have Workers' Compensation if you have employees, and is mandatory in most states when a company reaches a certain number of employees.

Attorneys require long hours of computer work or driving to client locations and court appearances. If lawyers suffer from on-the-job injuries like repetitive stress or accidents, Workers' Compensation can be incredibly valuable.

What risks could Lawyers face?

Law firms may have plenty experience in court, but it’s the last place they want to end up defending themselves. Just like any profession, lawyers face a number of risks that require comprehensive insurance coverage. As a lawyer, you advise clients, which comes with a whole host of risks. You also may have office space or spend a lot of time on the go as you visit clients and attend hearings. CoverWallet's online tools can help you to decide which products will be the most useful for you and your business.

Are You Ready to Get Covered?

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