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Many states have instituted minimum liability requirements for a law practice, and the trend is toward all states eventually mandating it. If the insurance coverage is not yet required, some states are requiring lawyers to disclose to clients whether or not they're carriying malpractice insurance.
If you have started your own firm, or work independently it is highly recommended to carry this coverage. The carrier protection alotted can make the difference between adequately defending accusations against you and your professional activities, and not having the resources to stop blemishes from being etched into your professional history.
If your employees use their cars to go to court, their personal insurance policy will not always cover an accident on the job. Give them Commercial Auto insurance as it is likely to cover an accident on the job and has better coverage and higher limits.
While legal work doesn't seem to have a high chance of on-the-job injuries, accidents do happen. It is important to have Workers' Compensation if you have employees, and is mandatory in most states when a company reaches a certain number of employees.
Attorneys require long hours of computer work or driving to client locations and court appearances. If lawyers suffer from on-the-job injuries like repetitive stress or accidents, Workers' Compensation can be incredibly valuable.
Law firms may have plenty experience in court, but it’s the last place they want to end up defending themselves. Just like any profession, lawyers face a number of risks that require comprehensive insurance coverage. As a lawyer, you advise clients, which comes with a whole host of risks. You also may have office space or spend a lot of time on the go as you visit clients and attend hearings. CoverWallet's online tools can help you to decide which products will be the most useful for you and your business.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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