Language School Insurance

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  • Quick and easy insurance processing for language schools

  • Insurance for language schools, easier than ever

  • Affordable insurance for language schools

  • All-in-one professional service for language schools

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get covered against professional negligence


BOP + Professional Liability

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All Standard plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors

CUSTOM

When you have specific requirements


Including Workers Compensation, Umbrella, etc.

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Frequently Asked Questions

Why do Language Schools need insurance?

These establishments provide lessons and instruction necessary for learning a new language. Training may vary from conversational skills to intensive training courses.

Language schools need insurance because the future of your students relies on your school. If there is a mistake in the language you are teaching then your school will be held liable for it. And when you are faced with a lawsuit, expect to spend a lot of time and money, even if the claim seems groundless. Your insurance will pay for the cost of defending a claim and the judgment awarded by the court so your business and personal assets are protected.

What risks do Language Schools face?

Below are some examples of risks language schools can face:

  • There is an error in one of your teacher’s curriculum that some of the students accuse to have caused their career and financial losses.
  • One of the rooms caught fire and most of the equipment is destroyed.
  • A potential student inquiring about your language school slips because of a puddle of water that was left uncleaned. You’ll not only be responsible for the medical fees, possibly attorney and legal fees should the person sue your business.

How much does the Language School insurance cost?

The cost of insurance for language schools will depend on the coverage needed for your business and other factors. Without taking these into account, below are some average costs of needed insurance policies:

  • General Liability insurance costs $600 in annual premiums.
  • Professional Liability insurance costs $1000 in annual premiums.
  • Commercial Property insurance costs $500 in annual premiums.

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