Language School Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Quick and easy insurance processing for language schools

    Need insurance for your business? All you have to do is apply online and answer a few simple questions to get your free quote. We’ll deliver your Certificates of Insurance (COI) immediately after purchase. How’s that for insurance?

  • Insurance for language schools, easier than ever

    We have available insurance for purchase via phone or online, so shop at your convenience. In just a few minutes you can get insured online, even at the comfort of your home using your mobile phone. Available 24/7 anywhere!

  • Affordable insurance for language schools

    We have created affordable insurance for language schools, made unique just for your business. This lets us provide better coverage but lower monthly fees than what traditional insurance policies can offer.

  • All-in-one professional service for language schools

    Don’t worry about insurance. We can protect your business regardless of your needs. Rest assured that you’ll get the insurance that your business needs and according to your needs and budget. Get a quote today!

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get covered against professional negligence

BOP + Professional Liability

From
99
Month
Instant quote »

All Standard plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors
Get PRO plan

CUSTOM

When you have specific requirements

Including Workers Compensation, Umbrella, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Commercial Property

Commercial Property insurance covers your building, whether owned or rented and its contents from a covered loss such as damage from fire, flood, theft, vandalism, and natural disasters. It pays for the repair of the building and its contents or replacement of the damaged property like your computers, tables, chairs, and signs outside your property.

General Liability

General Liability insurance protects your business and your employees from claims involving property damage, third-party personal injury, advertising mistakes and other covered risks up to the limits of the policy. The insurance will shield your business from attorney fees, court fees, medical fees and judgments awarded by courts.

Umbrella Insurance

Umbrella Insurance is a type of insurance that is designed to protect your business from major claims and lawsuits that your existing insurance policies won’t be able to cover. It also covers situations and policies that other policies don't cover because their limits have already been reached.

Professional Liability

Professional Liability (E&O) insurance protects your company against claims that your professional services made a client suffer financial harm. This could be either due to mistakes are done by your business or because you failed to meet the contract. This insurance will pay for the defense and legal fees when your business is involved in a covered risk.

Act Now, Get Protected Easily, Quickly and Affordably

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Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

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Frequently Asked Questions

Why do Language Schools need insurance?

These establishments provide lessons and instruction necessary for learning a new language. Training may vary from conversational skills to intensive training courses.

Language schools need insurance because the future of your students relies on your school. If there is a mistake in the language you are teaching then your school will be held liable for it. And when you are faced with a lawsuit, expect to spend a lot of time and money, even if the claim seems groundless. Your insurance will pay for the cost of defending a claim and the judgment awarded by the court so your business and personal assets are protected.

What risks do Language Schools face?

Below are some examples of risks language schools can face:

  • There is an error in one of your teacher’s curriculum that some of the students accuse to have caused their career and financial losses.
  • One of the rooms caught fire and most of the equipment is destroyed.
  • A potential student inquiring about your language school slips because of a puddle of water that was left uncleaned. You’ll not only be responsible for the medical fees, possibly attorney and legal fees should the person sue your business.

How much does the Language School insurance cost?

The cost of insurance for language schools will depend on the coverage needed for your business and other factors. Without taking these into account, below are some average costs of needed insurance policies:

  • General Liability insurance costs $600 in annual premiums.
  • Professional Liability insurance costs $1000 in annual premiums.
  • Commercial Property insurance costs $500 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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