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Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused somebody financial loss. PLI covers your legal defense costs, damages and settlements.
Why do Land Surveying Services need insurance?
In this industry, workers survey and map the surface of the earth. Services include cadastral surveying, mapping (except geophysical), cartographic surveying, topographic surveying, and geodetic surveying.
Due to the unique risks that your business may encounter, land surveying services should have insurance policies that could cover for these risks. Every potential risk can easily destroy not just your job, but your financial assets as well. Land surveyors need insurance to protect them from these types of risks.
What risks do Land Surveying Services face?
Most don’t realize the potential dangers that land surveying services can face. Below are some of those:
How much does insurance for Land Surveying Services cost?
The cost of an insurance policy for land surveyors depends on the type of insurance required, the size of your business and the number of employees you have. Without taking these into account, below are the average cost of insurance policies for land surveyors: