Insurance for Private Investigators & Investigation Services

General Liability insurance protects your business from "general" third-party claims that involve bodily injuries and property damage. The insurance helps cover the medical expenses and attorney fees for when your business is legally responsible.

Business Owners Policy (BOP) is a combination of major property and liability risks in one plan. The insurance actually cost less than buying General Liability and Commercial Property insurance separately. This is great for small and medium-sized businesses as the package has enough coverage for such businesses.

Professional Liability protects private investigators against claims of negligence. The insurance covers the legal costs and expenses incurred in defending your professionals, as well as any damages or costs that may be awarded when your private investigators are alleged to have provided poor services or inadequate advice that causes your client to lose money.

Commercial Auto insurance is like your personal insurance policy in the sense that it provides similar coverages like liability, collision and medical payments. The difference is that it offers higher limits than your personal auto can cover. If you use your personal vehicle for business purposes, this private investigator insurance is highly recommended.

Workers' Compensation is a state-mandated insurance where employees who are sick or injured on the job are provided with medical or rehabilitation benefits until they are able to work again. This private investigators insurance can also pay a portion of the lost wages incurred during the time the employee is unable to work.

The tools and equipment you use for investigative purposes could break due to mechanical or electrical failure. When it does, Equipment Breakdown insurance helps cover repair or replacement costs. This insurance also cover the cost for the time and labor to repair or replace the equipment, income losses during equipment breakdown, and other expenses related to the breakdown.

Cyber Liability covers your business for the data breach in which your client's sensitive information like credit card numbers and social security numbers are exposed or stolen by someone who has gained access to your electronic network. It protects your business and keeps your business on a stable footing should an incident like this occurs.