Insurance for Internet Publishers
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What Insurance Do Internet Publishers Need?
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Business Interruption Insurance protects your small business if impacted by a covered risk. It'll cover the costs in replacing lost income and paying for additional expenditures. Also known as Business Interruption Coverage, this policy is usually part of your BOP (Business Owners Policy).
Cyber Liability Insurance protects you from the theft of sensitive data. If you suffer a data breach or software attack, Cyber Liability Insurance will cover the costs of notifying and restoring affected customers, recovering data and repairing security systems.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Frequently Asked Questions
Why do Internet Publishers need insurance?
This industry consists of businesses such as internet book publishers, sports sites, entertainment sites, video broadcast sites, game sites, news sites, periodical sites, radio stations, search portals, and web search portals.
Internet publishers need insurance to protect their businesses from the many known and unknown risks. An internet publisher’s worst nightmare is a lawsuit for an error in the services you offered. Insurance is your business’s first line of defense so when a lawsuit happens, you won’t pay for it out of your business and personal assets.
What risks do Internet Publishers face?
Here are some risks internet publishers can face:
- You failed to provide the service that your client needs, resulting in a huge financial loss on their part.
- There’s a mistake in the website you published that costs your clients a lot of money.
- Your office has been flooded due to a burst pipe, causing your computer to be destroyed.
- Your business website has been hacked and a customer’s personal information has been stolen and exposed to the public.
How much does Internet Publishers insurance cost?
The cost of insurance for internet publishers depend on the size of your business, the number of employees you own and the coverage required. Without taking these into account, below are the average cost of some insurance needed for your business:
- General Liability insurance costs $600 in annual premiums.
- Commercial Property insurance costs $500 in annual premiums.
- Business Interruption insurance costs $500 in annual premiums.