Insurance for Integrated Record Production and Distribution

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  • Instant coverage for Integrated Record Production and Distribution

  • Get an insurance quote online, even from your smartphone

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  • Hassle-free service for Integrated Record Production and Distribution

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Professional Liability, Cyber Liability, etc.

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Frequently Asked Questions

Why do Integrated Record Production and Distribution businesses need insurance?

These establishments are involved in sound recordings (audio tapes/cassettes and compact discs) release, distribution, and promotion. They may produce master recordings or obtain the rights to reproduce and distribute recordings produced by other companies.

Your business needs insurance because it helps cover the cost of any known or unknown risks that your business might face. Insurance is useful, particularly when defending against claims and lawsuits. This is because they could drain not only your business but personal assets without insurance.

What risks do Integrated Record Production and Distribution businesses face?

Below are some risks integrated record production and distribution face:

  • Most commonly, your talent is sued for a copyright claim and you will be at least partially liable.
  • Your record and distribution equipment suddenly malfunctions.
  • Your office flooded due to a pipe burst causing your computer, your clients' data and everything in the office to be destroyed.
  • Your employee became sick because of his or her job.

How much does insurance for an Integrated Record Production and Distribution business cost?

The cost of insurance for integrated record production and distribution businesses depends on the size of your business, the number of employees and the coverage required. Without taking these factors into account, below are the average cost of the frequently bought insurance policies for your business:

  • Commercial Property insurance costs $600 in annual premiums.
  • Business Interruption insurance costs $700 in annual premiums.
  • General Liability insurance costs $500 in annual premiums.

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CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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