Insurance for Industrial Design Services

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  • Affordable industrial design insurance that works even for startups

  • All-out professional service for your business

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Protect your business against service errors


General Liability (GL) + Professional Liability (PL)

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All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors

PRO

Protect your business property


GL + PL + Commercial Property

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All Standard plan benefits and:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs

CUSTOM

When you have specific requirements


Including Commercial Auto, Workers Compensation, etc.

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Frequently Asked Questions

Why do Industrial Designers need insurance?

Industrial designers solve problems by fixing or creating new products to fulfill a need. No matter what you design – automobiles, furniture, hand tools, or buildings – you are important to our future.

Managing an industrial design business comes with a list of responsibilities. One of your responsibilities is buying the right insurance, as it can be critical to protecting your business and assets from the risks you face every day.

What risks do Industrial Designers face?

Risks that industrial designers face include:

  • Mistakes or Oversights on a Project: A great amount of detail goes into design projects, and something can go wrong. Inaccurate estimates of project timelines or oversight of an important safety consideration are possible.
  • Employee Theft or Crime: Industrial designers provide innovative ideas and rely on employees to bring these to life. What if an employee steals an idea or design and shares it with a competitor?
  • Electronic Data Loss: Most projects are designed on computers using special software. If files are destroyed by a computer virus or fire, you have to start over. How do you cover the loss of income?
  • Property Loss: Property losses extend beyond your building. The computers, equipment, and tools you use daily, can be stolen or destroyed in a fire.
  • Hackers: Since the majority of your initial designs are completed on a computer, you risk having it stolen or compromised by hackers.

This list is small, and some are more likely than others. If you don’t have the right insurance you risk losing your business, assets and the reputation you’ve worked hard to build.

How much does insurance for Industrial Designers cost?

The cost of industrial design insurance varies depending on the insurance carrier and a few additional business factors. How long have you been in business? Do you offer consulting services? What type of design services do you offer? A business that designs vehicles faces more risk than one that designs furniture. Request a quote for industrial design insurance below and review your coverage options.

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