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Any number of daily events can cause incredible financial loss to your hotel or motel. From poor food served, to unclean rooms and more, liability coverages can protect you from lawsuits by unhappy customers. We have the coverage you need.
Essential coverage for your hotel business
All hotels and motels need commercial property and general liability insurance. If you have a shuttle, you also need business auto insurance; and if you have employees, worker’s compensation and employee dishonesty are a must.
Pays expenses when you are held liable for a third party’s injuries or property damage including falling on wet floors or food poisoning.
This policy pays all necessary costs to remain compliant with state and federal laws when a cyber breach occurs. It also pays the cost to replace stolen credit card information, investigate the crime, and settle lawsuits arising from it.
Liquor Liability covers alcohol-related claims that result on serving and selling beverages on hotels and motels. This business insurance covers your hotel or motel from the damages resulting in the sale or serving of alcoholic beverages.
Provides coverage when your building or property is damaged in a covered peril like a fire. It pays the costs to fix the damage, and the best policies include loss of business income so you can still pay fixed costs while you are closed.
Workers' Compensation is an insurance that provides cash benefits and medical care to workers who are injured or become ill as a result of their job. The worker, in turn, will waive the right to sue the employer.
Your hotel business focuses on serving the needs of your customers. Therefore, having the right insurance coverage will help you continue to serve your customers even at the event of a loss. Hospitality insurance serves as a safety net and ensures that your business runs as efficiently as possible.
As a hotel owner, it is your responsibility to ensure that your guests are protected and safe in their rooms. However, accidents can happen when you least expect it. When guests slip and tumble on the stairs, they could sue you for negligence and seek compensation. Hotel insurance covers the costs of the claim and the legal costs.
Business Property insurance protects your building and its contents, even if it is an accidentally set fire by a guest.
If your hotel/motel sells or serves liquor, then you need this type of insurance. The damage resulting from the sale or distribution of alcoholic beverages from your hotel or motel will be fully covered.
These establishments provide temporary lodging as well as various entertainment and leisure services. Businesses in this industry include bed-and-breakfasts, hotels, motels, and inns. These establishments provide food and beverages as amenities, as well as different room types with different rates. Hospitality establishments like hotels and motels provide guests a sense of comfort and safety away from their home. While you offer a highly needed service to travelers, your hospitality puts you at great risk every day. If you don’t properly protect yourself with insurance for your hotel or motel, you risk the biggest loss of all, financial hardship and business failure.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.