Insurance for Hospitals and Medical Centers

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  • All-in-one professional service for Hospitals and Medical Centers

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get covered against errors resulting in bodily injury

Business Owners Policy (BOP) + Medical Malpractice

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All Standard plan benefits and:

  • Errors resulting in bodily injury
  • Medical expenses and personal injury
  • Defense fees
  • Coverage for you, as well as your business (if you own it)


When you have specific requirements

Including Workers Compensation, Business Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Hospitals and Medical Centers need insurance?

This industry includes general practice hospitals and specialized healthcare centers such as psychiatric and substance abuse centers, HMO medical centers, kidney dialysis centers, children’s hospitals, orthopedic hospitals, physical rehabilitation centers and various outpatient service centers that specialize in X-ray diagnostics, clinical laboratory services, and social work. These establishments specialize in the diagnosis and treatment of diseases, illnesses, and other physical and mental ailments.

Hospitals and medical centers need insurance because they deal with a lot of patients on a day-to-day basis. This means that any mistakes done by your nurses or doctors could heavily affect your business, particularly if it is a malpractice lawsuit. Most hospitals end up bankrupt after a malpractice lawsuit - regardless if they win or lose. Your insurance will cover these risks and make sure that when it happens, your business and personal assets are protected.

What risks do Hospitals and Medical Centers face?

A common risk that hospitals and medical centers face is when your nurse or doctor provided a medicine or professional advice that caused the patient more harm. This could be a huge malpractice lawsuit.

  • The MRI machine suddenly malfunctions and you end up forcing MRI scans on a halt.
  • Your nurse caught a disease from one of the patients. You'll be responsible for the medical expenses for the nurse until he or she is able to work again.

How much does insurance for Hospitals and Medical Centers cost?

The cost of insurance for hospitals and medical centers depends on the size of your hospital or medical center, the number of employees you have and the coverage required. To find out the cost of your hospital and medical center, apply online to get a free quote delivered in less than five minutes, or talk to our insurance experts.

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CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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