Insurance for Home Health Care Providers

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Apply online and get insured immediately

    Need proof of insurance before you can open your business? We can do that! Simply apply for a free quote online, and we’ll deliver your Certificates of Insurance (COI) immediately after purchase. The process won’t take more than five minutes. What are you waiting for? Get a quote today!

  • Get back to providing health care services in minutes

    It takes just a few minutes to apply online and get insurance with CoverWallet. Our transparent, fast, secure, easy and mobile-friendly website can get you started, risk-free and in no time at all.

  • Insurance plans unique to home health care services

    We discovered that being customer-centric and insurance-agnostic allows us to create insurance plans unique to home health care services. This allows us to provide better coverage, but with lower monthly fees than what your average insurance policies can offer.

  • All-in-one coverage for home health care providers

    Lawsuits? Fines? Don’t worry, we can still protect your business as we care more about your business’ future, rather than your history. Rest assured that you’ll find the right coverage for your business needs and budget.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get covered against errors resulting in bodily injury

Business Owners Policy (BOP) + Medical Malpractice

From
149
Month
Instant quote »

All Standard plan benefits and:

  • Errors resulting in bodily injury
  • Medical expenses and personal injury
  • Defense fees
  • Coverage for you, as well as your business (if you own it)
Get PRO plan

CUSTOM

When you have specific requirements

Including Workers Compensation, Business Auto, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

General Liability

General Liability insurance protects home health care services and their employees from claims of third-party property damage, bodily injury, personal injury, advertising mistakes, and other related risks. It shields your business from out-of-court settlements, litigation, and court judgments.

Commercial Auto

Commercial Auto will cover your company's automobiles if your driver is at fault in an accident and the car is damaged or passengers are injured in the accident. The insurance can also cover uninsured motorists when the driver is at fault and is unable to pay the total cost. It provides higher coverage than personal auto, with property damage due to storms or natural disasters as well.

Workers Compensation

Workers' Compensation is a state-mandated insurance that provides medical benefits, wage compensation and other benefits to workers proven to be sick or injured because of their jobs. The employees are then relinquished of their rights to sue your employer for negligence.

Professional Liability

Professional Liability (E&O) insurance protects your home health care services if a mistake has been made by your business that caused your client financial harm, or if you failed to perform the contracted work. The insurance will protect your business by paying attorney fees and court costs when your business is sued.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Home Health Care Providers need insurance?

Establishments in this industry provide healthcare services, including general in-home hospice care or health care services for the elderly and persons with disabilities. Health care agencies, visiting nurse associations, adult activity centers, companion services, and disability support groups are all a part of this industry.

The demand for home health care providers is booming because a lot of people, regardless of age, prefer in-home healthcare over nursing homes. However, taking care of people in their homes poses many more risks than those in a medical facility. Having insurance means that your business is protected from the many known and unknown risks by paying for the covered expenses. This saves you from having to spend your business and personal assets on these expenses.

What risks do Home Health Care Providers face?

Home health care services are prone to a variety of health hazards and risks rather than working in a medical facility. Below are some of the risks your business can face:

  • Your nurse provides a medical treatment that causes the patient more harm than good. You’ll be responsible for expenses coming from the damages caused and if the client sues your business.
  • Your nurse catches a communicable disease from a patient. Your business will be responsible for the medical expenses until your nurse is fit to work.

How much does Insurance for Home Health Care Providers cost?

The cost of insurance for home health care services depends on the size of your business, the number of employees you have and many other factors. Without taking these into account, below are the average cost of standard insurance policies:

  • General Liability insurance cost $500 in annual premiums.
  • Workers' Compensation costs $1000 in annual premiums.
  • Professional Liability insurance costs $700 in annual premiums

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.