Insurance for Home Health Care Providers

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Apply online and get insured immediately

  • Get back to providing health care services in minutes

  • Insurance plans unique to home health care services

  • All-in-one coverage for home health care providers

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get covered against errors resulting in bodily injury

Business Owners Policy (BOP) + Medical Malpractice

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All Standard plan benefits and:

  • Errors resulting in bodily injury
  • Medical expenses and personal injury
  • Defense fees
  • Coverage for you, as well as your business (if you own it)


When you have specific requirements

Including Workers Compensation, Business Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Home Health Care Providers need insurance?

Establishments in this industry provide healthcare services, including general in-home hospice care or health care services for the elderly and persons with disabilities. Health care agencies, visiting nurse associations, adult activity centers, companion services, and disability support groups are all a part of this industry.

The demand for home health care providers is booming because a lot of people, regardless of age, prefer in-home healthcare over nursing homes. However, taking care of people in their homes poses many more risks than those in a medical facility. Having insurance means that your business is protected from the many known and unknown risks by paying for the covered expenses. This saves you from having to spend your business and personal assets on these expenses.

What risks do Home Health Care Providers face?

Home health care services are prone to a variety of health hazards and risks rather than working in a medical facility. Below are some of the risks your business can face:

  • Your nurse provides a medical treatment that causes the patient more harm than good. You’ll be responsible for expenses coming from the damages caused and if the client sues your business.
  • Your nurse catches a communicable disease from a patient. Your business will be responsible for the medical expenses until your nurse is fit to work.

How much does Insurance for Home Health Care Providers cost?

The cost of insurance for home health care services depends on the size of your business, the number of employees you have and many other factors. Without taking these into account, below are the average cost of standard insurance policies:

  • General Liability insurance cost $500 in annual premiums.
  • Workers' Compensation costs $1000 in annual premiums.
  • Professional Liability insurance costs $700 in annual premiums

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CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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