When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Business Owners Policy (BOP) is an insurance package meant for small to mid-sized business. It is a combination of General Liability and Commercial Property insurance. This makes it cost less than buying each insurance policy separately.
Workers' Compensation is important to your business as it provides benefits to employees who become injured or ill due to work-related reasons. The insurance can provide hospital or medical payments, rehabilitation benefits and lost wages. With Workers' Compensation benefits employees relinquish the right to sue for employer negligence.
Crime-related losses are not usually covered by your Commercial Property Insurance. So it is important to make sure your business is protected from employee dishonesty, robbery, securities theft, and other business-related crimes. These losses and related expenses will be covered by Crime Insurance.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
This industry consists of establishments that retail furniture. Furniture types include office, household and outdoor, including home electronics and furnishings, floor coverings, major appliances, mattresses, box springs, and baby furniture.
Starting a furnishings store comes with plenty of risks. These risks should have proper risk management strategies to minimize or even prevent any loss from the risks that might happen to your business. Insurance can help. Your insurance will pay for covered expenses like medical fees, attorney fees, legal fees and more, which could otherwise put a huge dent in your business and personal assets.
Below are some examples of risks that your furnishing store can face:
These are just a few of the potential risks that your home furnishing store can face.
There is no fixed cost of insurance for home furnishing stores. Most of the time, insurance carriers identify the cost of your insurance policy through the size of your business, the number of employees you have, and the coverage required. To find out the cost of your insurance policy, apply online to get a free quote or simply talk to our expert insurance advisers.
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