When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance protects you, your Historical Sites and your employees from third-party claims involving property damage, bodily injury, third-party personal injury, advertising mistakes, and other related risks. The insurance shields your business and personal assets by paying for the covered costs including attorney and court fees so you don’t have to.
Workers' Compensation is an insurance that pays medical expenses and rehabilitation costs for employees who are proven to get sick or injured on the job. In exchange, the employees are required to relinquish their rights to sue the employer for negligence.
Business Interruption insurance will cover the loss of income that a business suffers after a disaster. In the event that you are forced to close, the insurance will cover the loss of income, the recurring expenses, like water and electricity bills, and employee wages or the possible expense of temporary relocation while renovating.
Commercial Property insurance will cover your Historical Site from the damage to the building and its content due to a covered loss. The covered loss can be in a form of perils from fire, flood, theft, vandalism, and damage due to a natural disaster. The insurance can also cover for the loss of income of the increase in expenses that results to the property damage.
In this industry, businesses are involved in the preservation of buildings, sites, or communities that are of practical interest. They also exhibit these sites. Examples of historical sites include archeological sites, battlefields, heritage villages, historical forts, historical ships, and pioneer villages.
If you have a Historical Site, then you will need to get your site insured. Insurance will protect your business and personal assets in case something goes wrong with the historical site. The insurance will cover the damages done to the Historical Site whether via vandalism or natural disaster. It also protects you from a costly lawsuit from a liability risk when someone trips on your property and it causes personal injury.
A heritage site can mean a lot to the culture, the family, the country and the world. Preserving the heritage site can be a challenge as it can be difficult, if not, costly to have it restored. Below are the common risks Historical Sites face:
The cost of the insurance for Historical Sites usually depends on the number of employees, the coverage needed and the size of the historical site. To find out the cost of your insurance for your Historical Site, simply apply online and receive a quote for free or talk to our customer service representatives.
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