Graphic Designer Insurance

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Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Protect your business against service errors


General Liability (GL) + Professional Liability (PL)

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All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors

PRO

Protect your business property


GL + PL + Commercial Property

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All Standard plan benefits and:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs

CUSTOM

When you have specific requirements


Including Commercial Auto, Workers Compensation, etc.

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Frequently Asked Questions

Why do Graphic Designer need insurance?

Whether you own a company or work as a freelancer, insurance is your business’s first level of defense against all the risks that your business might face. For example, your business made a mistake in design that caused your clients a profit loss. If the client files a lawsuit, your insurance will pay for the associated costs. Your business and financial assets are fully protected.

What risks do Graphic Design Services face?

There are a number of things that could go wrong in your business. Below are some examples:

  • One of your graphic designers creates a logo that is proven to be a copy of one from another company. Your business will be faced with copyright infringement that could turn out to be a serious legal difficulty if it is proven to be true.
  • If a client pays a visit to your office and ends up causing personal injury because they tripped on a trailing cable or a rug, you could be held liable for the injury.
  • Graphic designers tend to own top-notch computers and equipment to meet the demands of their clients without any difficulties. The computers, laptops, cameras, and mobile devices are the primary equipment your business needs. Damage to your office could result in the loss of files, tools, equipment, and everything that your business needs to function properly. This would cost a lot to replace out of pocket.

How much does insurance for Graphic Designer cost?

The cost of insurance for graphic design professionals depends on several factors. Most insurance policies will depend on the size of your business, the properties you own, the coverage needed and the number of employees to define the cost of your insurance policies. Without taking these into account, below is the average cost of the common insurance policies graphic designer usually buy:

  • Professional Liability insurance costs $500 in annual premiums.
  • General Liability insurance costs $600 in annual premiums.
  • Cyber Liability insurance costs $500 in annual premiums.

What Graphic Design Services are all about?

Designers within this industry focus on the visual arts. Examples of these businesses include commercial art studios, corporate identification (i.e., logo) design services, medical art or illustration services, and graphic design consulting services.

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