General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Business Interruption Insurance protects your small business if impacted by a covered risk. It'll cover the costs in replacing lost income and paying for additional expenditures. Also known as Business Interruption Coverage, this policy is usually part of your BOP (Business Owners Policy).
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Why do Golf Clubs and Country Clubs need insurance?
Establishments in this industry operate ski-related facilities, golf courses, and country clubs. These establishments also provide instruction for golf, skiing, and snowboarding. They may also sell food, beverages, and rent equipment.
In order to keep up with the competition, golf and country clubs look for ways to entice customers to subscribe to their clubs. These amenities could be in form of gym memberships, swimming pool use, spas, etc. These pose more risks than just the golf club alone. This means that you need to have adequate insurance to cover most of these risks. Without insurance, you’ll risk losing your business and personal assets from just a slip and fall claim alone.
What risks do Golf Courses and Country Clubs face?
Here are some of the risks your golf courses and country clubs can face:
How much does Country Club and Golf Club Insurance cost?
The cost of insurance for golf clubs depends on several criteria. Most insurance carriers will determine the size of your business, the number of employees and your coverage requirements to determine the cost of your insurance policy. If you want to know an accurate cost of your insurance, apply online to get a free quote or simply contact our customer service representatives.