When you also have equipment or operate from an office
All Basic plan benefits and:
Commercial Property insurance can help your furniture wholesale business by paying part or all of the cost when a covered loss happens to your building and any property stored inside. It can help your business stay open even if property loss happens. Whether you own or lease the building, Commercial Property insurance will cover the property and the contents in it.
Product Liability protects your business from claims of property damage or personal injury as a result of the products you sold or supplied. It is designed to help your business by making sure when a covered risk occurs, the insurance will kick in first and pay for any legal or court costs.
Unlike Commercial Property insurance, Inland Marine can protect your business property like movable property, instrumentalities of transportation, instrumentalities of communication and other related coverage. Inland Marine insurance won’t regard the location of the covered property but will protect it in transit.
General Liability insurance protects your business from claims involving third-party property damage, bodily injury, personal injury, advertising mistakes and other related risks up to the limits of your policy. It shields your furniture wholesale business from out-of-court settlements, attorney expenses, and legal fees.
These establishments are involved in the wholesale distribution of items of furniture, such as mattresses and outdoor, public building, office, and religious furniture. It is important to note that this industry does not sell hospital or medical furniture.
Furniture wholesalers take a great risk because of the number of products you send out to your clients each day. This means that you need to protect your business from the risks and impending perils.
Your insurance will cover your business from the risks whether known or unknown by paying for the covered risks, thus protecting your business and personal assets.
As a furniture wholesaler, the risks your business faces mainly come from the furniture you distribute to your clients. When furniture breaks easily or is not what the client requires and it causes them a financial loss then your business will be held liable. Some other potential risks include:
The cost of insurance for furniture wholesalers depends on several criteria, but what impacts the cost the most is the size of your business, the number of employees you have and the coverage required. To find out the cost of your insurance simply contact our customer service representatives or apply for a free quote online.
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