When you also have equipment or operate from a store
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Business Owners Policy (BOP) combines the protection from Commercial Property and General Liability policies in one package. A package excellent for small to mid-sized businesses as they can save a lot compared to buying individual insurance policies for each.
General Liability insurance protects you, your business and your employees against claims of third-party property damage, bodily injury, advertising mistakes, and other related risks. The policy will shield your business from out-of-court settlements, judgments, and litigation awarded by the court.
Commercial Auto insurance is important to safeguard the vehicles you use for your business. If your business vehicle gets involved in an accident, the insurance will cover the financial responsibility, especially if you are at fault. It works just the same as your personal auto insurance but with higher limits and coverage.
Professional Liability (E&O) insurance is designed to protect professionals against the liability incurred due to the result of errors and omissions while performing professional services. The insurance will cover any legal expenses accrued when a client has suffered from a financial loss because of your services.
This industry includes funeral homes, cemeteries, and crematories. Establishments are involved in the burial of both humans and animals and help prepare the dead for interment. Businesses in this industry also provide funeral director services and mortician services.
Funeral homes and funeral services need insurance to cover virtually any risk that your business can face. Having insurance will protect your business property, your employees and other potential risks and liabilities that you face. Your insurance will pay for these risks so that you won’t pay these expenses out of pocket.
Risks are everywhere in funeral homes and funeral services, and those risks could be devastating to the financial well-being of your business. Some of these risks include:
The cost of insurance for funeral homes and funeral services depends on various criteria. Normally, insurance carriers will ask for the size of your business, the number of employees you have and the coverage required. Without taking these into account, below is the average cost of insurance policies you need for your business:
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