Funeral Service & Funeral Home Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Fast and effortless processing gets you insured instantly

    Need to get insured immediately? Don’t worry, we've got you covered. Simply apply online to get a funeral home insurance quote, make your purchase, and you’ll receive your Certificates of Insurance (COI) to your inbox as soon as you’re done.

  • Quick and accurate processing of insurance policies, 24/7

    All it takes is a few minutes to get insured at CoverWallet. Our transparent, fast, secure, mobile-friendly online application can get you started hassle-free and in no time at all.

  • Affordable insurance for funeral homes and services

    We have created insurance unique to funeral homes and funeral services. Having a unique policy made specifically for your business lets us provide better coverage but with lower monthly fees than your conventional insurance policies.

  • Hassle-free, risk-free insurance for your business

    Don’t worry, we cover you. We can protect your business according to your needs and make sure that your business is protected, every step of the way.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a store

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto, Professional Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Business Owners Policy (BOP)

Business Owners Policy (BOP) combines the protection from Commercial Property and General Liability policies in one package. A package excellent for small to mid-sized businesses as they can save a lot compared to buying individual insurance policies for each.

General Liability

General Liability insurance protects you, your business and your employees against claims of third-party property damage, bodily injury, advertising mistakes, and other related risks. The policy will shield your business from out-of-court settlements, judgments, and litigation awarded by the court.

Commercial Auto

Commercial Auto insurance is important to safeguard the vehicles you use for your business. If your business vehicle gets involved in an accident, the insurance will cover the financial responsibility, especially if you are at fault. It works just the same as your personal auto insurance but with higher limits and coverage.

Professional Liability

Professional Liability (E&O) insurance is designed to protect professionals against the liability incurred due to the result of errors and omissions while performing professional services. The insurance will cover any legal expenses accrued when a client has suffered from a financial loss because of your services.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Funeral Homes and Funeral Services need insurance?

This industry includes funeral homes, cemeteries, and crematories. Establishments are involved in the burial of both humans and animals and help prepare the dead for interment. Businesses in this industry also provide funeral director services and mortician services.

Funeral homes and funeral services need insurance to cover virtually any risk that your business can face. Having insurance will protect your business property, your employees and other potential risks and liabilities that you face. Your insurance will pay for these risks so that you won’t pay these expenses out of pocket.

What risks do Funeral Homes and Funeral Services face?

Risks are everywhere in funeral homes and funeral services, and those risks could be devastating to the financial well-being of your business. Some of these risks include:

  • Lawsuits that your business can face.
  • Auto accidents that your business vehicle is involved in.
  • Theft of your business’ property.
  • Weather events that could destroy your business property.

How much does Funeral Home Insurance cost?

The cost of insurance for funeral homes and funeral services depends on various criteria. Normally, insurance carriers will ask for the size of your business, the number of employees you have and the coverage required. Without taking these into account, below is the average cost of insurance policies you need for your business:

  • General Liability insurance costs $500 in annual premiums.
  • Business Owners Policy (BOP) costs $900 in annual premiums.
  • Commercial Auto insurance costs $500 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

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