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Essential coverages to meet client demands
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance protects framing contractors from the third-party expenses of personal injury, third-party property damage, advertising mistakes, and other related risks. The insurance can cover some of the most common lawsuits that your business can face including a slip and fall claim.
A Surety Bond is a three-party contract that comprises of the surety, the principal, and the obligee. Under Surety Bonds the principal, or the contractor, promises to do the contracted work for the obligee. If not, the surety will pay for the damages the principal has made for breaching the contracted work.
Without Workers' Compensation, your business will have to pay for medical bills for any work-related illness or injury that your employees suffer. This is why this insurance is important as it not only pays for the medical bills, but it can also provide lost wages, and employee beneficiaries if the employee dies due to the work-related injuries they have suffered.
Framing contractors provide professional service or advice to clients that could lead to losses in which your business could be held responsible. Professional Liability (E&O) insurance is your business’s safety net and makes sure that if it happens, the insurance will pay for the legal and court fees.
Companies categorized under this industry work mainly in structural framing and sheathing. Other services include additions, alterations, maintenance, and repairs.
As framing contractors, you are responsible for erecting the frame of residential or commercial buildings. This means that you are at risk of any mistakes that cause your client financial harm. A liability claim for your mistake alone could potentially lead your business to bankruptcy.
Insurance is your business’s safety net. Any covered incident that could happen in the scope of your business operations is covered by insurance. This means that you won’t have any out-of-pocket expenses as the insurance will pay for it until it has reached its limits.
Some risks your business may face include these:
These are just some of the many risks that framing contractors can face.
The cost of insurance varies from business to business. Most insurance companies will ask for the type of services you offer, the number of employees you have and the coverage you need for your business. To find out the cost of insurance for framing contractors, apply for a quote online. Your free quote will be delivered to your inbox in minutes. You can also contact our customer service hotline.
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