Flooring Contractor Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get insured in a snap. Fast processing of insurance for flooring contractors

  • Get back to installing floors instantly

  • Affordable and unique flooring contractor insurance

  • All-in-one professional service for flooring contractors

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Protect your business against service errors

General Liability (GL) + Professional Liability (PL)

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All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors


Get protected against employment-related issues

GL + PL + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Inland Marine, Surety Bond, Commercial Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Flooring Contractors need insurance?

Insurance will provide financial protection to flooring contractors against many known and unknown risks. It will protect you from paying medical expenses when an employee is involved in an accident, costly lawsuit and legal action that could eventually force your business into bankruptcy if you pay out of pocket. The insurance will pay the covered expenses until it has reached the coverage limits. All it takes is just a small monthly fee to protect your business.

What risks do Flooring Contractors face?

The business you’ve worked to build can instantly crumble when you face risks without insurance. Here are some risks flooring contractors can face:

  • Your employee gets injured while installing flooring on customer property.
  • The chemicals your business used to install the floor makes your client sick and they sue your business for damages.
  • While tearing out existing flooring, your employee causes serious damage to the property.

These could cause tremendous profit loss if you don’t have the proper insurance to pay for losses.

How much does Flooring Contractor Insurance cost?

Without proper insurance, a single lawsuit could bankrupt your business. So how much does insurance cost? Usually, insurance companies will ask for various criteria like services offered, the number of employees and others to define the cost of your insurance. Without taking those into account, here are some rough estimates on what businesses usually pay:

  • General Liability Insurance costs around $400 to $900 in annual premiums.
  • Workers' Compensation costs around $1000 to $2000 in the annual premiums.
  • Professional Liability insurance costs around $600 to $1500 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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