Insurance for Fisherman

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Better, Regardless of Your Size

  • Fast policy processing; get insured before you set sail

  • Protect your biggest catch. Get the best insurance for fishermen

  • Catch the best insurance! Low cost with excellent coverage

  • Rest easy, we’ll be there to protect your business

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Required coverage to operate


General Liability + Commercial Auto

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All Basic plan benefits and:

  • Coverage against claims from 3rd party bodily injury and property damage
  • Physical damage protection with comprehensive and collision coverage

PRO

Get protected against employment-related issues


GL + Commercial Auto + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Commercial Property, Inland Marine, etc.

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We've Got You Covered with Coverage You Need

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Frequently Asked Questions

Why do Fishermen need insurance?

Companies in this industry are engaged in the process of catching and processing marine animals of all types. This includes shellfish such as clams, crabs, and lobsters, or fish such as bluefish, salmon and trout. This industry does not include inland fish farming.

Whether a seasonal operator or owner of a fleet of boats, you need an insurance to protect your business from many known and unknown risks. This also prevents you from paying huge fees and expenses from your personal and business assets as the insurance will pay for these until it reaches its limits.

What risks do Fishermen face?

Fishermen could drown following a disaster. Vessel disasters could include fire, capsizing, sinking due to a severe weather, collisions, malfunctioning equipment or other related incidents.

  • Accidents on the deck are a major risk. Around 12 percent of the injuries are caused by slippery surfaces, high tension cables, equipment malfunction and more.
  • The fish you’ve caught and sold to the market are later contaminated, causing a certain amount of illness.

These are some of the many risks that your business can face.

How much does insurance for Fishermen cost?

The cost of fishermen insurance varies from business to business. Insurance companies normally ask for the services you offer, the number of employees you have and the coverage your business needs. Without taking these into account, here are the common insurances fishermen buy and their average cost:

  • Commercial Auto insurance costs around $500 in annual premiums.
  • Workers' Compensation costs around $1000 in annual premiums.
  • Equipment Breakdown insurance costs around $700 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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