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Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused somebody financial loss. PLI covers your legal defense costs, damages and settlements.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Umbrella Policy adds an extra layer of protection to professionals if a serious event or cumulative claims exhaust your current policy limits. It also covers you for events that would otherwise be excluded from your other policies.
Why do Fine Arts Schools need insurance?
Professionals in this industry provide art lessons (except commercial and graphics), music (e.g., piano, guitar), and dance.
Running a fine arts school comes with many risks. The number of students your school has adds to the number of risks that you might encounter. To protect your business and personal assets from the risks that your business may encounter, you’ll need insurance. Your insurance will cover your business from risks you may face, and make sure that if something happens you won’t have to pay for it.
What risks do Fine Arts Schools face?
Running a fine arts school comes with many risks, here are some of those:
These are some of the many risks that your fine arts schools can face.
How much does insurance cost for Fine Arts Schools?
The cost of your insurance varies on several criteria. Most insurance carriers will ask for the number of employees you have, the properties you own or rent and the coverage you need. There is no fixed cost of insurance for fine arts schools. If you want to know the cost of your insurance simply apply online for a free quote.