Insurance for Fine Arts Schools

Commercial Property insurance protects your school’s building and the contents in it from damage due to a covered loss such as fire, theft, vandalism, natural disasters, and other risks. The insurance will cover the cost to repair or replace the property that was destroyed under the covered risks.

General Liability insurance covers the costs of third-party property damage, bodily injury, advertising mistakes and other risks for which your fine arts school is legally liable. General Liability insurance is a great way to protect your business from these risks and make sure that your livelihood is protected.

Umbrella Insurance is designed to cover major business claims and lawsuits, protecting your assets and future as a result. It does so by providing extra liability coverage on top of your existing insurance policies, so when your existing coverage has reached its limits, your fine arts school is still protected.

Professional Liability (E&O) insurance protects your fine arts school from the errors and omissions of your staff, whether actual or alleged. This includes incorrect advice or failing to deliver the service your business promised. The insurance will make sure that when these risks happen, you won’t have to pay for the court and legal fees.