When you also have equipment or operate from an office
All Basic plan benefits and:
Commercial Property insurance protects your school’s building and the contents in it from damage due to a covered loss such as fire, theft, vandalism, natural disasters, and other risks. The insurance will cover the cost to repair or replace the property that was destroyed under the covered risks.
General Liability insurance covers the costs of third-party property damage, bodily injury, advertising mistakes and other risks for which your fine arts school is legally liable. General Liability insurance is a great way to protect your business from these risks and make sure that your livelihood is protected.
Umbrella Insurance is designed to cover major business claims and lawsuits, protecting your assets and future as a result. It does so by providing extra liability coverage on top of your existing insurance policies, so when your existing coverage has reached its limits, your fine arts school is still protected.
Professional Liability (E&O) insurance protects your fine arts school from the errors and omissions of your staff, whether actual or alleged. This includes incorrect advice or failing to deliver the service your business promised. The insurance will make sure that when these risks happen, you won’t have to pay for the court and legal fees.
Professionals in this industry provide art lessons (except commercial and graphics), music (e.g., piano, guitar), and dance.
Running a fine arts school comes with many risks. The number of students your school has adds to the number of risks that you might encounter. To protect your business and personal assets from the risks that your business may encounter, you’ll need insurance. Your insurance will cover your business from risks you may face, and make sure that if something happens you won’t have to pay for it.
Running a fine arts school comes with many risks, here are some of those:
These are some of the many risks that your fine arts schools can face.
The cost of your insurance varies on several criteria. Most insurance carriers will ask for the number of employees you have, the properties you own or rent and the coverage you need. There is no fixed cost of insurance for fine arts schools. If you want to know the cost of your insurance simply apply online for a free quote.
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