Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Product Liability insurance covers your business if you need to recall one of your products. It covers your costs for retrieving the defective product from the manufacturer or seller to prevent any further bodily injury or property damage.
Why do Farmers need insurance?
This industry covers many different forms of farming. Establishments are committed to a wide range of farming operations, including raising livestock and breeding animals, selling timber, cultivating the soil for planting, growing and cultivating plant-based foods and the growing and production of natural fibers, such as cotton.
There’s nothing more peaceful than having land to till the soil on then reap the rewards of your hard work later. However, these rewards could instantly turn to dust from a liability claim or when your farm is destroyed by a storm or any natural disasters. This is why you need insurance. It covers the cost of replacing destroyed crops, for example, so you won’t have to rebuild again using your own profits. Therefore, you’ll get back on your feet immediately after a disaster.
What risks do Farmers face?
The risks of having a farm are normal, but how you manage these risks will determine how stabilized your income will be. Here are some of the risks farmers can face:
How much does insurance cost for Farmers?
The cost of insurance varies on the type of business you offer, the number of employees you have, and the coverage you need. You’ll need more than just General Liability insurance to protect your business. To find out the cost and what coverage you need, apply online for a free quote or simply contact our customer service representatives.