Insurance for Farmers

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Fast insurance processing with instant results

  • Remove the burdens; protect your business with insurance

  • Proper insurance coverage that fits every Farmer's budget

  • Relax. We’ll protect your business assets

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Required coverage to operate

General Liability + Commercial Auto

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All Basic plan benefits and:

  • Coverage against claims from 3rd party bodily injury and property damage
  • Physical damage protection with comprehensive and collision coverage


Get protected against employment-related issues

GL + Commercial Auto + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Commercial Property, Inland Marine, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Farmers need insurance?

This industry covers many different forms of farming. Establishments are committed to a wide range of farming operations, including raising livestock and breeding animals, selling timber, cultivating the soil for planting, growing and cultivating plant-based foods and the growing and production of natural fibers, such as cotton.

There’s nothing more peaceful than having land to till the soil on then reap the rewards of your hard work later. However, these rewards could instantly turn to dust from a liability claim or when your farm is destroyed by a storm or any natural disasters. This is why you need insurance. It covers the cost of replacing destroyed crops, for example, so you won’t have to rebuild again using your own profits. Therefore, you’ll get back on your feet immediately after a disaster.

What risks do Farmers face?

The risks of having a farm are normal, but how you manage these risks will determine how stabilized your income will be. Here are some of the risks farmers can face:

  • The vehicle you used to transport goods was in an accident and most of your crops were destroyed, leaving them un-sellable. You’ll have to pay the cost of profits lost to get back on your feet again.
  • The farmhouse where you store your crops catches fire, destroying everything.
  • The crops sold to your clients were of lower quality than advertised, causing them a huge financial loss. Your client then sues you for liability damages.

How much does insurance cost for Farmers?

The cost of insurance varies on the type of business you offer, the number of employees you have, and the coverage you need. You’ll need more than just General Liability insurance to protect your business. To find out the cost and what coverage you need, apply online for a free quote or simply contact our customer service representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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