Insurance for Farmers

Already know what you need? Get started on your application by entering your zip code.

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime

What Farmers Are All About:

This industry covers many different forms of farming. Establishments are committed to a wide range of farming operations, including raising livestock and breeding animals, selling timber, cultivating soil for planting, growing and cultivating plant-based foods and the growing and production of natural fibers, such as cotton.

What type of insurance does this industry need?

Policy What is it? Why get it Popularity in your industry Want free quotes?
Business Owners Policy (BOP)
Also known as a BOP, this is a type of policy that packages together elements from General Liability, Commercial Property, and Business Interruption policies. Depending on the eligbility requirements (which vary by carrier), this is a great way for a business to get many of the protections it needs in a single policy. For businesses that have a storefront or regularly have third-parties visit their offices, this policy offers protections for the property you utilize while covering you in the case of non-employee bodily injury or property damage. Common claims such as slip-and-fall incidents or fire damages would both be covered by a BOP.

What is it: Also known as a BOP, this is a type of policy that packages together elements from General Liability, Commercial Property, and Business Interruption policies. Depending on the eligbility requirements (which vary by carrier), this is a great way for a business to get many of the protections it needs in a single policy.

Why get it: For businesses that have a storefront or regularly have third-parties visit their offices, this policy offers protections for the property you utilize while covering you in the case of non-employee bodily injury or property damage. Common claims such as slip-and-fall incidents or fire damages would both be covered by a BOP.

Inland Marine
Inland Marine insurance covers goods in-transit either on land or through shallow water, as well as certain types of movable property (such as medical equipment). If your business has valuable equipment which regularly needs to be moved, then this can be a core policy to protect your property.

What is it: Inland Marine insurance covers goods in-transit either on land or through shallow water, as well as certain types of movable property (such as medical equipment).

Why get it: If your business has valuable equipment which regularly needs to be moved, then this can be a core policy to protect your property.

Commercial Auto
Commercial Auto insurance provides coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage. Any vehicle on the road must be insured, and any incidents that occur while a vehicle is being used for business purposes may not be covered by a personal auto policy. That's why it is so important to make sure you have Commercial Auto insurance for any vehicles owned by the business.

What is it: Commercial Auto insurance provides coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage.

Why get it: Any vehicle on the road must be insured, and any incidents that occur while a vehicle is being used for business purposes may not be covered by a personal auto policy. That's why it is so important to make sure you have Commercial Auto insurance for any vehicles owned by the business.

Workers Compensation
Workers Compensation covers an employee's lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease. It also covers services needed to help the employee recover and return to work. Workers Compensation coverage is mandatory in most states. The number of employees after which it's required differs by state, but you will generally need coverage once you have employees.

What is it: Workers Compensation covers an employee's lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease. It also covers services needed to help the employee recover and return to work.

Why get it: Workers Compensation coverage is mandatory in most states. The number of employees after which it's required differs by state, but you will generally need coverage once you have employees.

Are you ready to get down to business?

Just click get a quote and you're off.