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Essential coverages to meet client demands
When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability is a must-have insurance for family planning centers, as the insurance will be able to cover your business from the many liabilities that you can face. The insurance will cover the cost of bodily injuries, third-party personal injuries, property damage and other risks that could arise from your business operations.
Professional Liability (E&O) insurance will cover the legal costs and expenses that your family planning center has caused resulting from the mistakes in professional advice that your business has caused. The insurance can also cover any damages or costs that may be awarded.
Workers' Compensation covers medical expenses from work injury or illness, replacement of income, compensation for permanent injuries, replacement income, benefits to survivors of the employees who got killed on the job and many other related benefits. The employees are then relinquished of their rights to sue your business for negligence.
Your business property and the contents inside are at risk of fire, theft, vandalism, flood, natural disaster and other related incidents that could damage your property. Commercial Property insurance will cover the cost of repairs or replacement of the building and everything inside or increases in expenses that result from property damage.
Companies in this industry offer services such as genetic and prenatal counseling, voluntary sterilization, and termination of unwanted pregnancies. Examples of these businesses include birth control clinics, fertility clinics, childbirth preparation classes, and pregnancy counseling centers.
Opening family planning centers come with inherent risks, and one of the ways to mitigate these risks is to have insurance. Insurance will protect both your personal and business assets from the cost of defending a lawsuit, medical expenses, property damage expenses, and other related risks. It does this by having insurance pay these expenses up to its limits. Therefore, no out of pockets expenses that could be very devastating for any type of risk your family planning center could face.
Family planning centers are responsible for providing families with advice on their desired size and spacing of a family. Any errors or omissions from the advice offered by your center could be at risk of a lawsuit if the families you offered advice to suffered any form of financial loss. The family could sue you for damages, examples including:
The cost of insurance depends on the services that your family planning center offers, the number of employees you have and the coverage needed. To get a quote for your insurance, apply online via our easy online application tool or simply give our customer service representatives a call.
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