Insurance for Eyeglass & Sunglass Stores

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Frequently Asked Questions

Why do Eyeglass and Sunglass Stores need insurance?

Businesses in this industry retail and fit contact lenses and prescription and non-prescription eyeglasses.

Any business is faced with a lot of risks, even from the day of launch. Getting insurance will ensure that your business is protected because the insurance will cover all the expenses.

What risks do Eyeglass and Sunglass Stores face?

Eyeglass and sunglass stores face a lot of risks. Here are some of those:

  • A customer enters your store, slips and experiences injury. You’ll be held liable for the customer’s injury. If that’s not enough, the customer could sue your business.
  • Your employees could get sick in the course of their employment. Your business will be liable for the medical expenses until the employee is ready to work again.

These are just some of the many risks that your business can face.

How much does Eyeglass and Sunglass Store insurance for eyeglass and sunglass stores cost?

The cost of your insurance depends on the type of business you offer, the number of employees you have, the coverage your business requires and many other factors. Without taking these into account, below is the average cost of insurance for your business:

  • General Liability insurance costs $500 annually.
  • Business Owners Policy (BOP) costs $900 annually.
  • Business Interruption insurance costs $500 annually.

Are You Ready to Get Covered?

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