Insurance for Eyeglass & Sunglass Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • See your future vividly; get protected today

    Need insurance before you can open your eyeglass and sunglass store? Don’t worry we can do that in a pinch. Apply online to get a quote and your proof of insurance will be delivered to your inbox right away.

  • Fast and easy processing of insurance policies

    All it takes is a few minutes to get a quote and purchase your insurance. Our transparent, fast and easy online tool can even get you insured on your smartphone via our mobile-friendly website.

  • Affordable insurance with better coverage for eyeglass and sunglasses stores

    Our insurance policies are better than traditional policies because we offer customized plans that are unique to every business. Therefore, it allows us to provide better coverage but lower monthly fees.

  • See your businesses future better! Get insured today

    Don’t worry, we can cover your business. We protect your business according to needs and make sure that you have the best coverage.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a store

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Business Owners Policy (BOP)

Business Owners Policy (BOP) offers coverage for small and mid-sized business for property and liability risks. This saves your business from the exasperation of buying multiple Commercial Property and General Liability insurance policies, ensuring that there is enough coverage to protect your business.

Workers Compensation

Workers' Compensation is a state-mandated insurance that provides medical benefits and compensation for the lost wages to employees who become sick or injured on the job. The employee is then relinquished of their rights to sue your business for negligence.

Crime

Crime-related losses that are typically not covered by your Commercial Property insurance require the need for Crime Insurance. This insurance will cover your business against crimes like theft, forgery, burglary, robbery, loss of funds and more. Without this insurance, your business will be responsible for the cost of replacing those losses out of your pocket.

Business Interruption

Business Interruption insurance covers the loss of income when you close after a disaster. This could be an earthquake or fire that and destroys your business property and the contents in it. The insurance covers lost income, paid expenses like employees' salaries, utilities, and movement to a temporary location.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Eyeglass and Sunglass Stores need insurance?

Businesses in this industry retail and fit contact lenses and prescription and non-prescription eyeglasses.

Any business is faced with a lot of risks, even from the day of launch. Getting insurance will ensure that your business is protected because the insurance will cover all the expenses.

What risks do Eyeglass and Sunglass Stores face?

Eyeglass and sunglass stores face a lot of risks. Here are some of those:

  • A customer enters your store, slips and experiences injury. You’ll be held liable for the customer’s injury. If that’s not enough, the customer could sue your business.
  • Your employees could get sick in the course of their employment. Your business will be liable for the medical expenses until the employee is ready to work again.

These are just some of the many risks that your business can face.

How much does Eyeglass and Sunglass Store insurance for eyeglass and sunglass stores cost?

The cost of your insurance depends on the type of business you offer, the number of employees you have, the coverage your business requires and many other factors. Without taking these into account, below is the average cost of insurance for your business:

  • General Liability insurance costs $500 annually.
  • Business Owners Policy (BOP) costs $900 annually.
  • Business Interruption insurance costs $500 annually.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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