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Essential coverages to meet client demands
Commercial Property insurance will protect your exam preparation and tutoring service against damage to the buildings and in contents due to a covered loss like fire, theft, vandalism, earthquake or any natural disaster. The policy will cover the loss of income or increase in expenses due to property damage.
General Liability insurance will cover the cost of the damage to third-party property, third-party injury, personal injury, advertising mistakes and covered liabilities and risks that your tutor service could face.
Umbrella Insurance grants extra liability coverage that is designed to help protect your business from major claims and lawsuits. The insurance will provide liability coverage above the limits of your existing insurance policies.
Establishments in this industry serve different populations, by providing tutorial services such as college preparation, remedial courses, and exam preparation. This industry also includes athletic instruction, such as sports camps, gymnastics instruction, martial arts, and swimming.
Whether you are preparing students for the exam of their life or tutoring everyday students alone or through a learning center, you are at a considerable amount of risk. Your insurance will protect your business from many known and unknown risks. It does so by covering for the costs of physical injury, property damage, liability, and other risks.
The most common risks exam preparation and tutoring services face include customer dissatisfaction including suing your business for not providing the services promised. Here are some other risks that your business can face:
These are just some of the many risks your business can face.
The cost of insurance is defined by certain criteria. Insurance companies will usually ask for the type of services you offer, the number of properties you have, the number of employees and many other criteria. Without taking these into account, below you can find average costs of the most common insurance policies bought by exam preparation and tutoring services:
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